1 Segar Road #01-06 Zhenghua Community Club Singapore 677738
1 Segar Road Singapore 677738 SG

POSB Bank (or merely referred to as POSB) is a Singaporean bank offering consumer banking services and is the earliest bank in constant operation in Singapore. Established on January 1, 1877 as the Post Office Savings Bank, the bank now operates as part of DBS Bank, which acquired the institution and its subsidiaries on November 16, 1998.

Prior to its acquisition, the bank was a major public bank offering inexpensive banking services to Singaporeans. DBS Bank attempts to continue this tradition by promising to keep costs low for basic savings accounts, and to exempt kids, full-time trainees below the age of 21 years and full-time National Servicemen from bank charges.

Suggestion Regarding Obtaining Personal Loans In Singapore

If you are planning to take a major loan, do not ever secure a individual loan from a bank a couple of months prior to the significant loan. This will affect you.

If you are taking a loan from the bank for a house or automobile, it is necessary to note your Debt Servicing Ratio which is a procedure of the portion of your routine earnings towards the repayment of your automobile or home loan.

In other words, a Debt Servicing Ratio of 50% indicates that all your debt commitment can not exceed 50% of your income. As a guide, a lot of banks enable 40% Debt Servicing Ratio for a home and 30% for a vehicle loan

Loans Get Cheaper As the Loan Gets More Specific – So when it pertains to getting loans, be as particular as you can. Do not take a personal loan to remodel your home, not when there’s a renovation loan package. Do not take a personal loan to spend for your education, when there’s an education loan bundle.

In order to motivate you, specific loan plans typically have lower rates of interest. Personal loans tend to charge interest of about 6% to 8%, whereas particular loans (renovation loans, education loans, etc). have rates as low as 2%. Ask the lender to match a bundle to your needs.

Many individual loans are unsecured. As in, there’s no collateral behind them. And because the issuing banks have no security, they’ll compensate by jacking up rates of interest.

That suggests you ought to never ever take a personal loan without knowledge of exactly when and how you’ll pay it back.

Don’t use personal loans as alternative business loans. Do not use them to trade on Forex. Don’t use them to purchase high threat equities. You should just take a personal loan to relieve capital issues.

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We have invested profoundly in highly trained workforce and this differentiate us from other mone...
Blk 303 Woodlands Street 31 #01-191 Singapore 730303 4.95 km
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POSB Bank (or simply called POSB) is a Singaporean bank offering customer banking services and is...
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3 Gateway Drive #04-36 Westgate Singapore 608532 6.62 km
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21 Jurong Gateway Road #01-03 CPF Jurong Building Singapore 608546 6.75 km
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131 JURONG GATEWAY ROAD SINGAPORE 600131 6.78 km
We feel that every customer relationship is extremely important when it comes to business in this...
Blk 501 Jurong West Street 51 #01-279/281 Singapore 640501 7.13 km
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502 Jurong West Ave 1 #01-821 Singapore 640502 7.19 km
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163 ANG MO KIO AVE 4 SINGAPORE 560163 7.52 km
There are customised loan services available to each customer. We provide a flexible repayment sc...
Blk 629 Ang Mo Kio Avenue 4 #01-1018 Singapore 560629 7.59 km
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629 Ang Mo Kio Ave 4 #01-1006/1008/1010 Singapore 560629 7.59 km
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30 Yishun Street 81 #01-04 Nee Soon South Community Club Singapore 768455 7.75 km
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BLK 846 YISHUN RING ROAD SINGAPORE 760846 7.75 km
We are an authorised and licensed money lender. If its quick cash loan that you need, no matter w...
251-253 Upper Thomson Road Singapore 574376 7.81 km
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Blk 101 Yishun Avenue 5 #01-05 Singapore 760101 7.91 km
POSB Bank (or merely referred to as POSB) is a Singaporean bank offering consumer banking service...
25 Boon Lay Place Singapore 649886 7.92 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean international banking...
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3155 Commonwealth Avenue West #04-52/55 The Clementi Mall Singapore 129588 8.01 km
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159 SIN MING ROAD AMTECH BUILDING SINGAPORE 575625 8.03 km
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587 Bukit Timah Road #02-25/26/27/28 Coronation 8.15 km
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181 Upper Thomson Road Singapore 574331 8.16 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
Blk 449 Clementi Avenue 3 #01-243 Singapore 120449 8.16 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
128 ANG MO KIO AVENUE 3 SINGAPORE 560128 8.17 km
We feel that every customer relationship is very critical when it comes to business in this indus...
2 Sembawang Crescent #01-02 Canberra Community Club Singapore 757632 8.4 km
POSB Bank (or merely referred to as POSB) is a Singaporean bank offering customer banking service...
726 ANG MO KIO AVENUE 6 SINGAPORE 560726 8.44 km
We have invested profoundly in exceptionally trained workforce and this sets us apart from other ...
Blk 712a Ang Mo Kio Avenue 6 #01-4066 Singapore 560712 8.53 km
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500 Dover Road Singapore Polytechnic, Food Court 5 (FC512) Singapore 139651 8.6 km
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We have been Singapore’s top licensed and most trusted moneylender. We render a wide range ...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 8.63 km
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POSB Bank (or merely known as POSB) is a Singaporean bank offering customer banking services and ...
2 Clementi West Street 2 #01-06 West Coast Community Centre Singapore 129605 9.33 km
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SENOKO DRIVE SINGAPORE 758249 9.36 km
We feel that every customer relationship is very vital when it comes to business in this industry...
9 Bishan Place #01-14 Junction 8 Shopping Centre Singapore 579837 9.44 km
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2 Ang Mo Kio Drive Blk A #01-10 Singapore 567720 9.45 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
501 Bishan St 11 #01-372/374 Singapore 570501 9.58 km
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BLK 124 LORONG 1 TOA PAYOH SINGAPORE 310124 9.67 km
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Blk 107 Toa Payoh Lorong 1 #01-266 Singapore 310107 9.78 km
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31 Lower Kent Ridge Road #01-02 Yusof Ishak House Singapore 119078 9.79 km
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150 LORONG 1 TOA PAYOH SINGAPORE 310150 9.99 km
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Blk 960 Jurong West Street 92 #01-174 Singapore 640960 10.25 km
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520 Lorong 6 Toa Payoh #02-52/53 Singapore 310520 10.3 km
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TOA PAYOH CENTRAL SINGAPORE 310178 10.36 km
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520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520 10.45 km
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183 TOA PAYOH CENTRAL SINGAPORE 310183 10.45 km
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480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 10.45 km
POSB Bank (or simply known as POSB) is a Singaporean bank offering customer banking services and ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 10.55 km
We feel that every customer relationship is very essential when it comes to working in this indus...
185 TOA PAYOH CENTRAL SINGAPORE 310185 10.55 km
We are established to offer cost effective loan for Singaporeans and expats in Singapore. As a li...
BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 10.55 km
We are determined to offer cost-efficient loan for Singaporeans and foreigners in Singapore. As a...
185 TOA PAYOH CENTRAL SINGAPORE 310185 10.55 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 10.55 km
We have invested greatly in exceptionally trained workforce and this differentiate us from other ...
186 TOA PAYOH CENTRAL SINGAPORE 310186 10.58 km
we endeavor to achieve each and every one of our customers’ needs and wants. We are an lice...
186 TOA PAYOH CENTRAL SINGAPORE 310186 10.58 km
We feel that every customer relationship is very extremely important when it comes to operating i...
BLK 450 LORONG 6 TOA PAYOH HERSING CENTRE SINGAPORE 319394 10.58 km
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86/88 Serangoon Garden Way Singapore 555982 10.64 km
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1 Maju Avenue #01-12/13/14/15 Serangoon Garden Village Singapore 556679 10.65 km
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69 Serangoon Garden Way Singapore 555965 10.71 km
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50 Nanyang Avenue Blk NS3-01-10 Singapore 639798 10.79 km
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10 Sinaran Drive #02-19/20 Square 2 Singapore 307506 10.86 km
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238A Thomson Road #01-38 Novena Square Singapore 307685 11 km
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1 Scotts Road #03-04 Shaw Centre Singapore 228208 11.15 km
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360 Balestier Road #01-14/15 Shaw Plaza - Twin Heights Singapore 329783 11.22 km
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153 SERANGOON NORTH AVENUE 1 SINGAPORE 550153 11.32 km
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2 Orchard Turn #B2-57 Singapore 238801 11.39 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
279 BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 11.39 km
We offer quick cash through personal loan or payday loan. Whether it’s medical loan, educat...
304 ORCHARD ROAD LUCKY PLAZA SINGAPORE 238863 11.44 km
We are established to provide cost-efficient loan for Singaporeans and expats in Singapore. As a ...
BALESTIER ROAD SINGAPORE 329726 11.46 km
Times are difficult in Singapore and consumers and businessowners are finding it harder to access...
262 BALESTIER ROAD OKIO SINGAPORE 329714 11.54 km
For years, we have been providing reasonable loan packages to those looking for emergency funds. ...
33 Sengkang West Avenue #01-49/50/51/52/53 Seletar Mall Singapore 797653 11.61 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
Blk 254 Serangoon Central Drive #01-203 Singapore 550254 11.62 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
135 Bukit Timah Road Newton Building Singapore 229837 11.62 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
391 Orchard Road #04-15 Ngee Ann City Singapore 238872 11.71 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
2 Orchard Link #02-07/08 Scape Building Singapore 237978 11.87 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
23 Serangoon Central #B2-28/29 Singapore 556083 11.88 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
23 Serangoon Central #01-52/53 nex Singapore 556083 11.95 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...