Blk 101 Yishun Avenue 5 #01-05 Singapore 760101
101 Yishun Avenue 5 Singapore 760101 SG

POSB Bank (or merely referred to as POSB) is a Singaporean bank offering consumer banking services and is the earliest bank in continuous operation in Singapore. Established on January 1, 1877 as the Post Office Savings Bank, the bank now runs as part of DBS Bank, which obtained the organization and its subsidiaries on November 16, 1998.

Prior to its acquisition, the bank was a significant public bank offering low-priced banking services to Singaporeans. DBS Bank tries to continue this tradition by assuring to keep costs low for standard savings accounts, and to exempt children, full-time students below the age of 21 years and full-time National Servicemen from bank charges.

Tips Regarding Getting Personal Loans In Singapore

Do not ever take out a individual loan from a bank a few months prior to the major loan if you are planning to take a significant loan. This will impact you.

If you are taking a loan from the bank for a house or cars and truck, it is very important to note your Debt Servicing Ratio which is a measure of the percentage of your regular income towards the payment of your automobile or home loan.

In other words, a Debt Servicing Ratio of 50% implies that your debt obligation can not go beyond 50% of your income. As a guide, the majority of banks enable 40% Debt Servicing Ratio for a house and 30% for a car loan

Loans Get Cheaper As the Loan Gets More Specific – So when it comes to getting loans, be as particular as you can. Do not take a individual loan to remodel your home, not when there’s a renovation loan bundle. Do not take a personal loan to pay for your education, when there’s an education loan plan.

In order to encourage you, particular loan packages often have lower interest rates. Individual loans tend to charge interest of about 6% to 8%, whereas specific loans (renovation loans, education loans, etc). have rates as low as 2%. Ask the banker to match a package to your requirements.

A lot of personal loans are unsecured. As in, there’s no collateral behind them. And because the releasing banks have no security, they’ll compensate by boosting rate of interest.

If you do not feel confident you’ll pay it back, that implies you should never take a individual loan without knowledge of precisely.

Do not utilize individual loans as alternative business loans. You should only take a individual loan to ease cash issues.

930 Yishun Avenue 2 #01-41/42/43 Northpoint Shopping Centre Singapore 769098 0.9 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
930 Yishun Ave 2 #B1-37/38/39 Northpoint Shopping Centre Singapore 769098 0.94 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
Blk 290 Yishun Street 22 #01-401 Singapore 760290 1.12 km
Founded on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of the ...
Blk 926 Yishun Central 1 #01-183 Singapore 760926 1.17 km
POSB Bank (or just referred to as POSB) is a Singaporean bank offering customer banking services ...
BLK 846 YISHUN RING ROAD SINGAPORE 760846 1.72 km
We are an authorised and licensed money lender. If its quick cash loan that you need, no matter w...
2 Sembawang Crescent #01-02 Canberra Community Club Singapore 757632 1.83 km
POSB Bank (or merely referred to as POSB) is a Singaporean bank offering customer banking service...
30 Yishun Street 81 #01-04 Nee Soon South Community Club Singapore 768455 1.92 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
30 Sembawang Drive #02-05 Sun Plaza Singapore 757713 2.16 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
SENOKO DRIVE SINGAPORE 758249 4.48 km
We feel that every customer relationship is very vital when it comes to business in this industry...
900 South Woodlands Drive #02-01 Woodlands Civic Centre Singapore 730900 4.57 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
900 South Woodlands Drive #01-06 Woodlands Civic Centre Singapore 730900 4.58 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
1 Woodlands Square, #B1-26 Causeway Point Singapore 738099 4.67 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
1 Woodlands Square #01-16 Causeway Point Singapore 738099 4.67 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
Blk 629 Ang Mo Kio Avenue 4 #01-1018 Singapore 560629 5.77 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
629 Ang Mo Kio Ave 4 #01-1006/1008/1010 Singapore 560629 5.77 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
303 Woodlands St 31 #01-159/161 Singapore 730303 5.98 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
Blk 303 Woodlands Street 31 #01-191 Singapore 730303 5.98 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
163 ANG MO KIO AVE 4 SINGAPORE 560163 6.42 km
There are customised loan services available to each customer. We provide a flexible repayment sc...
Blk 2a Woodlands Centre Road #01-134 Singapore 731002 6.48 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
2 Ang Mo Kio Drive Blk A #01-10 Singapore 567720 6.66 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
726 ANG MO KIO AVENUE 6 SINGAPORE 560726 6.76 km
We have invested profoundly in exceptionally trained workforce and this sets us apart from other ...
128 ANG MO KIO AVENUE 3 SINGAPORE 560128 6.88 km
We feel that every customer relationship is very critical when it comes to business in this indus...
Blk 712a Ang Mo Kio Avenue 6 #01-4066 Singapore 560712 6.92 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
33 Sengkang West Avenue #01-49/50/51/52/53 Seletar Mall Singapore 797653 6.94 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 6.96 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 6.96 km
We have invested massively in incredibly trained workforce and this differentiate us from other m...
BLK 709 ANG MO KIO AVENUE 8 SINGAPORE 560709 6.98 km
We have been Singapore’s top licensed and most trusted moneylender. We render a wide range ...
BLK 704 ANG MO KIO AVE 8 SINGAPORE 560704 7.04 km
We feel that each customer relationship is very essential when it comes to business in this indus...
705 ANG MO KIO AVENUE 8 SINGAPORE 560705 7.05 km
We have invested greatly in highly trained workforce and this differentiate us from other money l...
53 Ang Mo Kio Avenue 3 #B1-34 AMK Hub Singapore 569933 7.15 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean international banking organ...
53 Ang Mo Kio Avenue 3 #B1-32/33 AMK Hub Singapore 569933 7.17 km
53 Ang Mo Kio Avenue 3 #B1-01 AMK Hub Singapore 569933 7.19 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
53 Ang Mo Kio Avenue 3 #03-01/27 AMK Hub Singapore 569933 7.22 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
1 Segar Road #01-06 Zhenghua Community Club Singapore 677738 7.91 km
POSB Bank (or merely referred to as POSB) is a Singaporean bank offering consumer banking service...
159 SIN MING ROAD AMTECH BUILDING SINGAPORE 575625 8.33 km
For years, we have been rendering affordable loan packages to those in need of emergency funds. A...
153 SERANGOON NORTH AVENUE 1 SINGAPORE 550153 8.35 km
There are customised loan services easily available to each customer. We provide a versatile repa...
257 Bangkit Rd #01-51/55 Singapore 670257 8.39 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
1 Maju Avenue #01-12/13/14/15 Serangoon Garden Village Singapore 556679 8.39 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
Blk 260 Bangkit Road #01-15 Singapore 670260 8.42 km
Founded on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of the ...
301 Upper Thomson Road #01-45 Thomson Plaza Singapore 574408 8.46 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
86/88 Serangoon Garden Way Singapore 555982 8.47 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
69 Serangoon Garden Way Singapore 555965 8.53 km
United Overseas Bank Limited (typically called UOB) is a Singaporean international banking organi...
1 Sengkang Square #02-04 Compass One Singapore 545078 8.6 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
251-253 Upper Thomson Road Singapore 574376 8.62 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
1 Sengkang Square #02-05/06 Compass One Mall Singapore 545078 8.63 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
83 Punggol Central #01-13 Waterway Point Singapore 828761 8.68 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
83 Punggol Central #01-01 Waterway Point Singapore 828761 8.68 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
83 Punggol Central #01-15 Singapore 828761 8.71 km
POSB Bank (or merely known as POSB) is a Singaporean bank offering consumer banking services and ...
181 Upper Thomson Road Singapore 574331 8.94 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
1 Jelebu Road #02-02 Bukit Panjang Plaza Singapore 9.05 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean international banking organ...
9 Bishan Place #01-14 Junction 8 Shopping Centre Singapore 579837 9.2 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
Blk 501 Bishan Street 11 #01-368/370 Singapore 570501 9.45 km
United Overseas Bank Limited (typically called UOB) is a Singaporean international banking organi...
501 Bishan St 11 #01-372/374 Singapore 570501 9.45 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
Blk 118 Rivervale Drive #01-21 Rivervale Plaza Singapore 540118 9.66 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
61 Choa Chu Kang Drive #01-04 Yew Tee MRT Station Singapore 689715 9.66 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
80 Hougang Central #01-01 Hougang MRT Station Singapore 538758 9.78 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean international banking organ...
90 Hougang Ave 10 #01-01/05 Hougang Mall Singapore 538766 9.79 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
Blk 254 Serangoon Central Drive #01-203 Singapore 550254 9.79 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
Blk 805 Hougang Central #01-102/104 Singapore 530805 9.96 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
Blk 205 Hougang Street 21 #03-00 Heartland Mall Singapore 530205 10.16 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
Blk 107 Toa Payoh Lorong 1 #01-266 Singapore 310107 10.17 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
23 Serangoon Central #B2-28/29 Singapore 556083 10.2 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
Blk 204 Hougang Street 21 #01-107/111 Singapore 530204 10.21 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
23 Serangoon Central #01-52/53 nex Singapore 556083 10.25 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
756 UPPER SERANGOON ROAD UPPER SERANGOON SHOPPING CENTRE SINGAPORE 534626 10.28 km
We have been Singapore’s top licensed and most trusted moneylender. We offer a wide-ranging...
210 HOUGANG STREET 21 SINGAPORE 530210 10.3 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
211 Hougang St 21 #01-295 Singapore 530211 10.32 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
BLK 124 LORONG 1 TOA PAYOH SINGAPORE 310124 10.39 km
We have been Singapore’s top licensed and most trusted moneylender. We offer a widespread r...
304 Choa Chu Kang Ave 4 #01-663 Singapore 680304 10.71 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
Blk 304 Choa Chu Kang Avenue 4 #01-657/659 Singapore 680304 10.71 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
150 LORONG 1 TOA PAYOH SINGAPORE 310150 10.93 km
We offer quick cash through personal loan or payday loan. Regardless of whether it’s medica...
5 JALAN KILANG BARAT PETRO CENTRE SINGAPORE 159349 10.94 km
We feel that every customer relationship is extremely vital when it comes to operating in this in...
TOA PAYOH CENTRAL SINGAPORE 310178 11.03 km
We feel that every customer relationship is very crucial when it comes to working in this industr...
Blk 520 Toa Payoh Lorong 6 #02-51 Singapore 310520 11.05 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
520 Lorong 6 Toa Payoh #02-52/53 Singapore 310520 11.05 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
183 TOA PAYOH CENTRAL SINGAPORE 310183 11.06 km
We have invested profoundly in highly trained workforce and this differentiate us from other mone...
Blk 108 Hougang Avenue 1 #01-1313/1315 Singapore 530108 11.07 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean international banking organ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 11.16 km
Times are tough in Singapore and consumers and businessowners are finding it harder to access cre...
185 TOA PAYOH CENTRAL SINGAPORE 310185 11.16 km
We have invested greatly in exceptionally trained workforce and this differentiate us from other ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 11.16 km
We feel that every customer relationship is very essential when it comes to working in this indus...
185 TOA PAYOH CENTRAL SINGAPORE 310185 11.16 km
We are established to offer cost effective loan for Singaporeans and expats in Singapore. As a li...
BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 11.16 km
We are determined to offer cost-efficient loan for Singaporeans and foreigners in Singapore. As a...
520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520 11.18 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
186 TOA PAYOH CENTRAL SINGAPORE 310186 11.18 km
We feel that every customer relationship is very extremely important when it comes to operating i...
186 TOA PAYOH CENTRAL SINGAPORE 310186 11.18 km
we endeavor to achieve each and every one of our customers’ needs and wants. We are an lice...
480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 11.2 km
POSB Bank (or simply known as POSB) is a Singaporean bank offering customer banking services and ...
BLK 450 LORONG 6 TOA PAYOH HERSING CENTRE SINGAPORE 319394 11.28 km
For years, we have been providing reasonable loan packages to those that needs emergency funds. A...
170 UPPER BUKIT TIMAH ROAD BUKIT TIMAH SHOPPING CENTRE SINGAPORE 588179 11.28 km
For years, we have been providing competitive loan packages to those looking for emergency funds....
170 Upper Bukit Timah Rd #01-01 Bukit Timah Shopping Centre Singapore 588179 11.31 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
140 UPPER BUKIT TIMAH ROAD BEAUTY WORLD PLAZA SINGAPORE 588176 11.33 km
We have invested profoundly in highly trained workforce and this differentiate us from other mone...
148 Upper Bukit Timah Road #01-01 UOB Centre Singapore 588178 11.34 km
United Overseas Bank Limited (typically called UOB) is a Singaporean international banking organi...
1 Jalan Anak Bukit #01-19/20 Bukit Timah Plaza Singapore 588996 11.55 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
827 Bukit Timah Road Singapore 279886 11.61 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 11.73 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 11.73 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
JALAN JURONG KECHIL SINGAPORE 598599 11.75 km
Times are hard in Singapore and consumers and businessowners are finding it harder to access cred...
587 Bukit Timah Road #02-25/26/27/28 Coronation 12.03 km
United Overseas Bank Limited (typically called UOB) is a Singaporean international banking organi...
360 Balestier Road #01-14/15 Shaw Plaza - Twin Heights Singapore 329783 12.08 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
279 BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 12.29 km
We offer quick cash through personal loan or payday loan. Whether it’s medical loan, educat...
Blk 637 Bukit Batok Central #01-16 Singapore 650637 12.32 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
BALESTIER ROAD SINGAPORE 329726 12.33 km
Times are difficult in Singapore and consumers and businessowners are finding it harder to access...
Blk 634 Bukit Batok Central #01-104/106 Singapore 650634 12.34 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean multinational banking orga...
634 Bukit Batok Central #01-108 Singapore 650634 12.34 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
10 Sinaran Drive #02-19/20 Square 2 Singapore 307506 12.34 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
Blk 636 Bukit Batok Central #01-02/04 Singapore 650636 12.34 km
POSB Bank (or merely referred to as POSB) is a Singaporean bank offering consumer banking service...
262 BALESTIER ROAD OKIO SINGAPORE 329714 12.4 km
For years, we have been providing reasonable loan packages to those looking for emergency funds. ...
8 BURN ROAD TRIVEX SINGAPORE 369977 12.4 km
We offer quick cash through personal loan or payday loan. Regardless of whether it’s medica...
238A Thomson Road #01-38 Novena Square Singapore 307685 12.55 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
26 Tai Seng Street #01-01 Singapore 534057 12.57 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
30 Tai Seng Street #01-01 Breadtalk IHQ Singapore 534013 12.73 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
Blk 101 Towner Road #01-238/240/242 Singapore 322101 12.92 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
Blk 25 Bendemeer Road #01-561/563 Singapore 330025 13.04 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean international banking...
Blk 153 Bukit Batok West Street 11 #01-290/292 Singapore 650153 13.09 km
POSB Bank (or simply called POSB) is a Singaporean bank offering customer banking services and is...
1 Farrer Park Station Road #01-13 Connexion Singapore 217562 13.46 km
United Overseas Bank Limited (commonly called UOB) is a Singaporean international banking organis...
135 Bukit Timah Road Newton Building Singapore 229837 13.47 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
7 Kaki Bukit Avenue 3 #01-08/09/10/11/12 Kaki Bukit Recreation Centre Singapore 415814 13.6 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
180 Kitchener Road #02-01/02 Singapore 208539 13.63 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
JALAN BESAR SINGAPORE 208984 13.68 km
  Times are difficult in Singapore and consumers and businessowners are finding it harder to...
61 UBI AVENUE 2 AUTOMOBILE MEGAMART SINGAPORE 408898 13.69 km
For years, we have been rendering affordable loan packages to those that needs emergency funds. A...
249 Holland Ave Singapore 278980 13.75 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
SERANGOON ROAD SINGAPORE 218085 13.75 km
There are customised loan services readily available to each customer. We offer a versatile repay...
SERANGOON ROAD SINGAPORE 218085 13.75 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a compre...
SERANGOON ROAD SINGAPORE 218084 13.76 km
We have invested heavily in exceptionally trained workforce and this sets us apart from other mon...