Blk 926 Yishun Central 1 #01-183 Singapore 760926
926 Yishun Central 1 Singapore 760926 SG

POSB Bank (or just referred to as POSB) is a Singaporean bank offering customer banking services and is the earliest bank in continuous operation in Singapore. Established on January 1, 1877 as the Post Office Savings Bank, the bank now operates as part of DBS Bank, which obtained the organization and its subsidiaries on November 16, 1998.

Prior to its acquisition, the bank was a major public bank offering affordable banking services to Singaporeans. DBS Bank attempts to continue this tradition by guaranteeing to keep expenses low for fundamental savings accounts, and to exempt kids, full-time trainees listed below the age of 21 years and full-time National Troop from bank charges.

Tips With regards to Getting Personal Loans In Singapore

Never ever take individual loans two to three months before another major loan. In other words, no individual loans if you’re planning to purchase a automobile, home, and so on.

A essential aspect is your DSR (Debt Servicing Ratio)when you take a bank loan for a cars and truck or home. This determines exactly what portion of your income can go into repaying the housing or car loan, consisting of other overheads (e.g. repayment for other individual loans).

So a DSR of 50% suggests your loan payments, plus payments of any other loans you have, can’t go beyond 50% of your income.Just for referral, most banks allow 40% DSR for a home, and 30% DSR for a cars and truck.

Loans Get Cheaper As the Loan Gets More Specific – So when it concerns getting loans, be as specific as you can. Do not take a personal loan to renovate your home, not when there’s a renovation loan bundle. Don’t take a individual loan to spend for your education, when there’s an education loan package.

In order to motivate you, particular loan bundles frequently have lower rate of interest. Personal loans tend to charge interest of about 6% to 8%, whereas particular loans (renovation loans, education loans, etc). have rates as low as 2%. Ask the lender to match a bundle to your requirements.

A lot of personal loans are unsecured. As in, there’s no collateral behind them. And since the issuing banks have no security, they’ll compensate by jacking up interest rates.

That suggests you need to never take a individual loan without understanding of exactly when and how you’ll pay it back.

Don’t use individual loans as alternative business loans. Don’t use them to trade on Forex. Do not utilize them to buy high danger equities. You need to only take a individual loan to ease cash flow problems.

930 Yishun Ave 2 #B1-37/38/39 Northpoint Shopping Centre Singapore 769098 0.27 km
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930 Yishun Avenue 2 #01-41/42/43 Northpoint Shopping Centre Singapore 769098 0.31 km
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Blk 290 Yishun Street 22 #01-401 Singapore 760290 0.94 km
Founded on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of the ...
Blk 101 Yishun Avenue 5 #01-05 Singapore 760101 1.17 km
POSB Bank (or merely referred to as POSB) is a Singaporean bank offering consumer banking service...
BLK 846 YISHUN RING ROAD SINGAPORE 760846 1.28 km
We are an authorised and licensed money lender. If its quick cash loan that you need, no matter w...
30 Yishun Street 81 #01-04 Nee Soon South Community Club Singapore 768455 1.44 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
2 Sembawang Crescent #01-02 Canberra Community Club Singapore 757632 2.78 km
POSB Bank (or merely referred to as POSB) is a Singaporean bank offering customer banking service...
30 Sembawang Drive #02-05 Sun Plaza Singapore 757713 3.04 km
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Blk 629 Ang Mo Kio Avenue 4 #01-1018 Singapore 560629 5.31 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
629 Ang Mo Kio Ave 4 #01-1006/1008/1010 Singapore 560629 5.31 km
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SENOKO DRIVE SINGAPORE 758249 5.42 km
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1 Woodlands Square #01-16 Causeway Point Singapore 738099 5.83 km
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33 Sengkang West Avenue #01-49/50/51/52/53 Seletar Mall Singapore 797653 5.89 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
2 Ang Mo Kio Drive Blk A #01-10 Singapore 567720 5.91 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
163 ANG MO KIO AVE 4 SINGAPORE 560163 6.01 km
There are customised loan services available to each customer. We provide a flexible repayment sc...
726 ANG MO KIO AVENUE 6 SINGAPORE 560726 6.2 km
We have invested profoundly in exceptionally trained workforce and this sets us apart from other ...
Blk 712a Ang Mo Kio Avenue 6 #01-4066 Singapore 560712 6.36 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
128 ANG MO KIO AVENUE 3 SINGAPORE 560128 6.37 km
We feel that every customer relationship is very critical when it comes to business in this indus...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 6.38 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 6.38 km
We have invested massively in incredibly trained workforce and this differentiate us from other m...
BLK 709 ANG MO KIO AVENUE 8 SINGAPORE 560709 6.4 km
We have been Singapore’s top licensed and most trusted moneylender. We render a wide range ...
BLK 704 ANG MO KIO AVE 8 SINGAPORE 560704 6.47 km
We feel that each customer relationship is very essential when it comes to business in this indus...
705 ANG MO KIO AVENUE 8 SINGAPORE 560705 6.48 km
We have invested greatly in highly trained workforce and this differentiate us from other money l...
53 Ang Mo Kio Avenue 3 #B1-34 AMK Hub Singapore 569933 6.57 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean international banking organ...
53 Ang Mo Kio Avenue 3 #B1-32/33 AMK Hub Singapore 569933 6.59 km
53 Ang Mo Kio Avenue 3 #B1-01 AMK Hub Singapore 569933 6.61 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
53 Ang Mo Kio Avenue 3 #03-01/27 AMK Hub Singapore 569933 6.64 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
Blk 303 Woodlands Street 31 #01-191 Singapore 730303 7.12 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
303 Woodlands St 31 #01-159/161 Singapore 730303 7.12 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
1 Sengkang Square #02-04 Compass One Singapore 545078 7.47 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
153 SERANGOON NORTH AVENUE 1 SINGAPORE 550153 7.47 km
There are customised loan services easily available to each customer. We provide a versatile repa...
1 Sengkang Square #02-05/06 Compass One Mall Singapore 545078 7.5 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
83 Punggol Central #01-01 Waterway Point Singapore 828761 7.51 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
83 Punggol Central #01-13 Waterway Point Singapore 828761 7.51 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
83 Punggol Central #01-15 Singapore 828761 7.53 km
POSB Bank (or merely known as POSB) is a Singaporean bank offering consumer banking services and ...
1 Maju Avenue #01-12/13/14/15 Serangoon Garden Village Singapore 556679 7.61 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
Blk 2a Woodlands Centre Road #01-134 Singapore 731002 7.65 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
86/88 Serangoon Garden Way Singapore 555982 7.69 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
69 Serangoon Garden Way Singapore 555965 7.75 km
United Overseas Bank Limited (typically called UOB) is a Singaporean international banking organi...
159 SIN MING ROAD AMTECH BUILDING SINGAPORE 575625 7.95 km
For years, we have been rendering affordable loan packages to those in need of emergency funds. A...
301 Upper Thomson Road #01-45 Thomson Plaza Singapore 574408 8.18 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
251-253 Upper Thomson Road Singapore 574376 8.3 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
Blk 118 Rivervale Drive #01-21 Rivervale Plaza Singapore 540118 8.54 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
181 Upper Thomson Road Singapore 574331 8.58 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
1 Segar Road #01-06 Zhenghua Community Club Singapore 677738 8.66 km
POSB Bank (or merely referred to as POSB) is a Singaporean bank offering consumer banking service...
9 Bishan Place #01-14 Junction 8 Shopping Centre Singapore 579837 8.67 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
90 Hougang Ave 10 #01-01/05 Hougang Mall Singapore 538766 8.75 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
80 Hougang Central #01-01 Hougang MRT Station Singapore 538758 8.75 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean international banking organ...
501 Bishan St 11 #01-372/374 Singapore 570501 8.92 km
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Blk 501 Bishan Street 11 #01-368/370 Singapore 570501 8.92 km
United Overseas Bank Limited (typically called UOB) is a Singaporean international banking organi...
Blk 805 Hougang Central #01-102/104 Singapore 530805 8.93 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
Blk 254 Serangoon Central Drive #01-203 Singapore 550254 9 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
257 Bangkit Rd #01-51/55 Singapore 670257 9.05 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
Blk 260 Bangkit Road #01-15 Singapore 670260 9.07 km
Founded on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of the ...
Blk 205 Hougang Street 21 #03-00 Heartland Mall Singapore 530205 9.23 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
Blk 204 Hougang Street 21 #01-107/111 Singapore 530204 9.29 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
210 HOUGANG STREET 21 SINGAPORE 530210 9.36 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
211 Hougang St 21 #01-295 Singapore 530211 9.38 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
23 Serangoon Central #B2-28/29 Singapore 556083 9.42 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
756 UPPER SERANGOON ROAD UPPER SERANGOON SHOPPING CENTRE SINGAPORE 534626 9.43 km
We have been Singapore’s top licensed and most trusted moneylender. We offer a wide-ranging...
23 Serangoon Central #01-52/53 nex Singapore 556083 9.46 km
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Blk 107 Toa Payoh Lorong 1 #01-266 Singapore 310107 9.68 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
1 Jelebu Road #02-02 Bukit Panjang Plaza Singapore 9.78 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean international banking organ...
BLK 124 LORONG 1 TOA PAYOH SINGAPORE 310124 9.94 km
We have been Singapore’s top licensed and most trusted moneylender. We offer a widespread r...
5 JALAN KILANG BARAT PETRO CENTRE SINGAPORE 159349 10.1 km
We feel that every customer relationship is extremely vital when it comes to operating in this in...
Blk 108 Hougang Avenue 1 #01-1313/1315 Singapore 530108 10.15 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean international banking organ...
150 LORONG 1 TOA PAYOH SINGAPORE 310150 10.49 km
We offer quick cash through personal loan or payday loan. Regardless of whether it’s medica...
TOA PAYOH CENTRAL SINGAPORE 310178 10.55 km
We feel that every customer relationship is very crucial when it comes to working in this industr...
183 TOA PAYOH CENTRAL SINGAPORE 310183 10.56 km
We have invested profoundly in highly trained workforce and this differentiate us from other mone...
520 Lorong 6 Toa Payoh #02-52/53 Singapore 310520 10.58 km
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Blk 520 Toa Payoh Lorong 6 #02-51 Singapore 310520 10.58 km
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61 Choa Chu Kang Drive #01-04 Yew Tee MRT Station Singapore 689715 10.61 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
185 TOA PAYOH CENTRAL SINGAPORE 310185 10.66 km
We feel that every customer relationship is very essential when it comes to working in this indus...
185 TOA PAYOH CENTRAL SINGAPORE 310185 10.66 km
We are established to offer cost effective loan for Singaporeans and expats in Singapore. As a li...
BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 10.66 km
We are determined to offer cost-efficient loan for Singaporeans and foreigners in Singapore. As a...
185 TOA PAYOH CENTRAL SINGAPORE 310185 10.66 km
Times are tough in Singapore and consumers and businessowners are finding it harder to access cre...
185 TOA PAYOH CENTRAL SINGAPORE 310185 10.66 km
We have invested greatly in exceptionally trained workforce and this differentiate us from other ...
186 TOA PAYOH CENTRAL SINGAPORE 310186 10.68 km
we endeavor to achieve each and every one of our customers’ needs and wants. We are an lice...
186 TOA PAYOH CENTRAL SINGAPORE 310186 10.68 km
We feel that every customer relationship is very extremely important when it comes to operating i...
520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520 10.69 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 10.71 km
POSB Bank (or simply known as POSB) is a Singaporean bank offering customer banking services and ...
BLK 450 LORONG 6 TOA PAYOH HERSING CENTRE SINGAPORE 319394 10.79 km
For years, we have been providing reasonable loan packages to those that needs emergency funds. A...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 11.07 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 11.07 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
360 Balestier Road #01-14/15 Shaw Plaza - Twin Heights Singapore 329783 11.57 km
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8 BURN ROAD TRIVEX SINGAPORE 369977 11.58 km
We offer quick cash through personal loan or payday loan. Regardless of whether it’s medica...
304 Choa Chu Kang Ave 4 #01-663 Singapore 680304 11.58 km
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Blk 304 Choa Chu Kang Avenue 4 #01-657/659 Singapore 680304 11.58 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
170 UPPER BUKIT TIMAH ROAD BUKIT TIMAH SHOPPING CENTRE SINGAPORE 588179 11.65 km
For years, we have been providing competitive loan packages to those looking for emergency funds....
170 Upper Bukit Timah Rd #01-01 Bukit Timah Shopping Centre Singapore 588179 11.67 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
140 UPPER BUKIT TIMAH ROAD BEAUTY WORLD PLAZA SINGAPORE 588176 11.69 km
We have invested profoundly in highly trained workforce and this differentiate us from other mone...
148 Upper Bukit Timah Road #01-01 UOB Centre Singapore 588178 11.7 km
United Overseas Bank Limited (typically called UOB) is a Singaporean international banking organi...
26 Tai Seng Street #01-01 Singapore 534057 11.72 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
827 Bukit Timah Road Singapore 279886 11.74 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
279 BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 11.79 km
We offer quick cash through personal loan or payday loan. Whether it’s medical loan, educat...
BALESTIER ROAD SINGAPORE 329726 11.82 km
Times are difficult in Singapore and consumers and businessowners are finding it harder to access...
1 Jalan Anak Bukit #01-19/20 Bukit Timah Plaza Singapore 588996 11.87 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
262 BALESTIER ROAD OKIO SINGAPORE 329714 11.88 km
For years, we have been providing reasonable loan packages to those looking for emergency funds. ...
30 Tai Seng Street #01-01 Breadtalk IHQ Singapore 534013 11.88 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
10 Sinaran Drive #02-19/20 Square 2 Singapore 307506 11.92 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
587 Bukit Timah Road #02-25/26/27/28 Coronation 11.96 km
United Overseas Bank Limited (typically called UOB) is a Singaporean international banking organi...
JALAN JURONG KECHIL SINGAPORE 598599 12.13 km
Times are hard in Singapore and consumers and businessowners are finding it harder to access cred...
238A Thomson Road #01-38 Novena Square Singapore 307685 12.13 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
Blk 101 Towner Road #01-238/240/242 Singapore 322101 12.34 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
Blk 25 Bendemeer Road #01-561/563 Singapore 330025 12.45 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean international banking...
7 Kaki Bukit Avenue 3 #01-08/09/10/11/12 Kaki Bukit Recreation Centre Singapore 415814 12.65 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
61 UBI AVENUE 2 AUTOMOBILE MEGAMART SINGAPORE 408898 12.79 km
For years, we have been rendering affordable loan packages to those that needs emergency funds. A...
Blk 637 Bukit Batok Central #01-16 Singapore 650637 12.9 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
65 UBI CRESCENT HOLA CENTRE SINGAPORE 408559 12.93 km
We are an authorised and licensed money lender. If its quick personal loan that you require, no m...
Blk 634 Bukit Batok Central #01-104/106 Singapore 650634 12.93 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean multinational banking orga...
634 Bukit Batok Central #01-108 Singapore 650634 12.93 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
Blk 302 Ubi Ave 1 #01-59/ 63 Singapore 400302 12.93 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
Blk 636 Bukit Batok Central #01-02/04 Singapore 650636 12.94 km
POSB Bank (or merely referred to as POSB) is a Singaporean bank offering consumer banking service...
Blk 301 Ubi Avenue 1 #01-257 Singapore 400301 12.94 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
1 Farrer Park Station Road #01-13 Connexion Singapore 217562 12.96 km
United Overseas Bank Limited (commonly called UOB) is a Singaporean international banking organis...
135 Bukit Timah Road Newton Building Singapore 229837 13.07 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
180 Kitchener Road #02-01/02 Singapore 208539 13.1 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
JALAN BESAR SINGAPORE 208984 13.13 km
  Times are difficult in Singapore and consumers and businessowners are finding it harder to...
SERANGOON ROAD SINGAPORE 218085 13.25 km
There are customised loan services readily available to each customer. We offer a versatile repay...
SERANGOON ROAD SINGAPORE 218085 13.25 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a compre...
SERANGOON ROAD SINGAPORE 218084 13.26 km
We have invested heavily in exceptionally trained workforce and this sets us apart from other mon...