Blk 302 Ubi Ave 1 #01-59/ 63 Singapore 400302
302 Ubi Avenue 1 Singapore 400302 SG

Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed financial services organisation with its head office in Singapore. In 1932, three banks– Chinese Commercial Bank (1912), Ho Hong Bank (1917), and Oversea-Chinese Bank (1919), combined to form Oversea-Chinese Banking Corporation under the leadership of Tan Ean Kiam and Lee Kong Chian. In the subsequent years, the bank expanded its operations and ended up being the biggest bank in South East Asia.

OCBC’s Indonesia subsidiary, Bank OCBC NISP, has 630 branches and workplaces

In 1932, 3 banks– Chinese Commercial Bank (1912), Ho Hong Bank (1917), and Oversea-Chinese Bank (1919), combined to form Oversea-Chinese Banking Corporation under the leadership of Tan Ean Kiam and Lee Kong Chian. In the subsequent years, the bank broadened its operations and became the biggest bank in South East Asia.

Suggestion For Taking Personal Loans In Singapore

Do not ever take out a individual loan from a bank a few months before the significant loan if you are planning to take a significant loan. This will affect you.

When you take a bank loan for a automobile or house, a crucial factor is your DSR (Debt Servicing Ratio ). This measures exactly what percentage of your earnings can enter into paying back the real estate or car loan, consisting of other overheads (e.g. payment for other individual loans).

So a DSR of 50% suggests your loan payments, plus repayments of other loans you have, can’t surpass 50% of your income.Just for referral, many banks permit 40% DSR for a home, and 30% DSR for a automobile.

Specific Loans Are Cheaper – Take out a specific loan where you take a renovation loan for your renovation requirements and a auto loan for your cars and truck. It is not a good idea to secure a individual loan for your automobile or renovation requirements. When it pertains to banks, specific loans’ rate of interest are lower.

When it comes to individual loans, they are unsecured where you have nothing to back the loans if you can not repay the banks. Such loans are riskier for the banks and they have a higher interest rate for personal loans. Due to the nature of such individual loans, it is not a good idea to take individual loans except for emergency situation situations.

Blk 301 Ubi Avenue 1 #01-257 Singapore 400301 0.15 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
61 UBI AVENUE 2 AUTOMOBILE MEGAMART SINGAPORE 408898 0.2 km
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65 UBI CRESCENT HOLA CENTRE SINGAPORE 408559 0.37 km
We are an authorised and licensed money lender. If its quick personal loan that you require, no m...
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60 Paya Lebar Road #01-45/46/52/53 Singapore 409051 1.56 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
8 BURN ROAD TRIVEX SINGAPORE 369977 1.78 km
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810 Geylang Road #01-51/55 City Plaza Singapore 409286 1.89 km
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Blk 539 Bedok North Street 3 #01-647 Singapore 460539 2.73 km
POSB Bank (or just referred to as POSB) is a Singaporean bank offering customer banking services ...
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We feel that every customer relationship is extremely vital when it comes to operating in this in...
83 Marine Parade Central #01-576/578 Singapore 440083 3.09 km
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80 Marine Parade Road #01-13 Parkway Parade Singapore 449269 3.23 km
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Blk 210 New Upper Changi Road #01-707 Singapore 460210 3.48 km
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Blk 210 New Upper Changi Road #01-711 Singapore 460210 3.48 km
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BLK 210 NEW UPPER CHANGI ROAD SINGAPORE 460210 3.48 km
We are an professional and licensed money lender. If its quick personal loan that you require, no...
Blk 213 Bedok North Street 1 #01-103 Singapore 460213 3.55 km
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756 UPPER SERANGOON ROAD UPPER SERANGOON SHOPPING CENTRE SINGAPORE 534626 3.58 km
We have been Singapore’s top licensed and most trusted moneylender. We offer a wide-ranging...
211 Hougang St 21 #01-295 Singapore 530211 3.61 km
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210 HOUGANG STREET 21 SINGAPORE 530210 3.61 km
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Blk 204 Hougang Street 21 #01-107/111 Singapore 530204 3.65 km
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217 BEDOK NORTH STREET 1 SINGAPORE 460217 3.69 km
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23 Serangoon Central #01-52/53 nex Singapore 556083 3.83 km
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1 Stadium Place #01-06/07 Singapore 397628 4.11 km
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1 Stadium Place #01-66/67, Kallang Wave Singapore 397628 4.11 km
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129 BEDOK NORTH STREET 2 SINGAPORE 460129 4.14 km
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Blk 254 Serangoon Central Drive #01-203 Singapore 550254 4.24 km
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We are an independent and licensed money lender. If its quick cash loan that you require, no matt...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 4.98 km
We have invested heavily in exceptionally trained workforce and this differentiate us from other ...
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we strive to achieve each and every one of our customers’ wants and needs. We are an money ...
801 FRENCH ROAD SINGAPORE 200801 5.15 km
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We have invested greatly in truly trained workforce and this differentiate us from other money le...
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For years, we have been offering competitive loan packages to those looking for emergency funds. ...
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Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
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we endeavor to achieve each and every one of our customers’ needs and wants. We are an lice...
186 TOA PAYOH CENTRAL SINGAPORE 310186 5.63 km
We feel that every customer relationship is very extremely important when it comes to operating i...
185 TOA PAYOH CENTRAL SINGAPORE 310185 5.66 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 5.66 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 5.66 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 5.66 km
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183 TOA PAYOH CENTRAL SINGAPORE 310183 5.72 km
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25 NORRIS ROAD SINGAPORE 208267 5.77 km
We are determined to provide affordable loan for Singaporeans and expats in Singapore. As a licen...
25 NORRIS ROAD SINGAPORE 208267 5.77 km
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520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520 5.82 km
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480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 5.83 km
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