Blk 101 Towner Road #01-238/240/242 Singapore 322101
101 Towner Road Singapore 322101 SG

DBS Bank Ltd is an international banking and financial services corporation headquartered in Marina Bay, Singapore. The company was known as The Development Bank of Singapore Limited, before the present name was embraced in July 2003 to mirror its improving role as a regional bank.The bank’s strong capital position, together with “AA-” and “Aa1” credit ratings by Standard & Poor’s and Moody’s that are among the top in the Asia-Pacific region, earned it Global Finance’s “Safest Bank in Asia” accolade for six increasing years, from 2009 to 2015. The Bank was also rewarded the Best Digital Bank in the World in the year 2016 by EuroMoney. With operations in 17 markets, the bank has a regional network covering more than 250 branches and over 1,100 ATMs across 50 cities

Tips With regard to Getting Personal Loans In Singapore

Never take individual loans 2 to 3 months before another major loan. Simply puts, no individual loans if you’re meaning to purchase a automobile, house, etc.

If you are taking a loan from the bank for a home or automobile, it is important to note your Debt Servicing Ratio which is a measure of the percentage of your routine earnings towards the repayment of your cars and truck or home loan.

So a DSR of 50% means your loan repayments, plus payments of any other loans you have, cannot surpass 50% of your income.Just for referral, the majority of banks allow 40% DSR for a home, and 30% DSR for a cars and truck.

Particular Loans Are Cheaper – Take out a specific loan where you take a renovation loan for your renovation requirements and a auto loan for your vehicle. It is not smart to get a personal loan for your vehicle or renovation needs. When it pertains to banks, particular loans’ rates of interest are lower.

They are unsecured where you have absolutely nothing to back the loans if you can not repay the banks when it comes to personal loans. Such loans are riskier for the banks and they have a greater rates of interest for personal loans. Due to the nature of such individual loans, it is not a good idea to take individual loans except for emergency situations.

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