Blk 201A Tampines Street 21 #01-1051 Singapore 521201
201B Tampines Street 21 Singapore 522201 SG

POSB Bank (or simply known as POSB) is a Singaporean bank offering customer banking services and is the earliest bank in constant operation in Singapore. Established on January 1, 1877 as the Post Office Savings Bank, the bank now operates as part of DBS Bank, which got the organization and its subsidiaries on November 16, 1998.

Prior to its acquisition, the bank was a major public bank offering inexpensive banking services to Singaporeans. DBS Bank tries to continue this tradition by guaranteeing to keep costs low for standard savings accounts, and to exempt children, full-time trainees below the age of 21 years and full-time National Troop from bank charges.

Recommendation Regarding Obtaining Personal Loans In Singapore

Never take individual loans two to three months prior to another major loan. Simply puts, no individual loans if you’re intending to buy a car, house, etc.

A essential element is your DSR (Debt Servicing Ratio)when you take a bank loan for a cars and truck or home. This measures what percentage of your income can enter into paying back the real estate or car loan, consisting of other overheads (e.g. repayment for other individual loans).

In other words, a Debt Servicing Ratio of 50% suggests that all your debt commitment can not exceed 50% of your income. As a guide, the majority of banks allow 40% Debt Servicing Ratio for a house and 30% for a car loan

Specific Loans Are Cheaper – Take out a specific loan where you take a renovation loan for your renovation needs and a car loan for your cars and truck. It is not smart to get a individual loan for your cars and truck or renovation requirements. When it concerns banks, specific loans’ rate of interest are lower.

When it pertains to individual loans, they are unsecured where you have absolutely nothing to back the loans if you can not pay back the banks. Such loans are riskier for the banks and they have a greater interest rate for personal loans. Due to the nature of such individual loans, it is not advisable to take individual loans except for emergency situation circumstances.

201D TAMPINES STREET 21 SINGAPORE 524201 0.15 km
There are customised loan services readily available to each customer. We provide a versatile rep...
Tampines 1 - 10 TAMPINES CENTRAL 1 #03-08/09 Singapore 529536 0.85 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
BLK 503 TAMPINES CENTRAL 1 SINGAPORE 520503 0.87 km
We are an authorised and licensed money lender. If its quick cash loan that you require, anywhere...
Blk 513 Tampines Central #01-160 Singapore 520513 0.92 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
1 Tampines Central 5 #01-02 Tampines CPF Building Singapore 529508 1 km
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1 Tampines Central 1 #01-01 UOB Tampines Centre Singapore 529539 1.06 km
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3 Simei Street 6 #01-24/25/29 Eastpoint Mall Singapore 528833 1.17 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
8 Somapah Road #01-103 Singapore 487372 1.81 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
Block 442 Pasir Ris Drive 6 #01-32/34 Singapore 510442 1.85 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
Blk 443 Pasir Ris Drive 6 #01-20/22 Singapore 510443 1.88 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean international banking organ...
Blk 827 Tampines Street 81 #01-138/140 Singapore 520827 2.13 km
POSB Bank (or simply referred to as POSB) is a Singaporean bank offering consumer banking service...
1 Pasir Ris Central Street 3 #03-05 Singapore 518457 2.14 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
1 Pasir Ris Central St 3 White Sands, #01-13 Singapore 518457 2.14 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
88 Bedok North St 4 #01-163 Singapore 460088 2.71 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
129 BEDOK NORTH STREET 2 SINGAPORE 460129 3.28 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
217 BEDOK NORTH STREET 1 SINGAPORE 460217 3.59 km
We feel that every customer relationship is very extremely important when it comes to business in...
Blk 213 Bedok North Street 1 #01-103 Singapore 460213 3.73 km
Founded on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part of t...
Blk 539 Bedok North Street 3 #01-647 Singapore 460539 3.86 km
POSB Bank (or just referred to as POSB) is a Singaporean bank offering customer banking services ...
204 Bedok North St 1 #01-403/405/407 Singapore 460204 3.89 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
BLK 210 NEW UPPER CHANGI ROAD SINGAPORE 460210 3.93 km
We are an professional and licensed money lender. If its quick personal loan that you require, no...
Blk 210 New Upper Changi Road #01-711 Singapore 460210 3.93 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
Blk 210 New Upper Changi Road #01-707 Singapore 460210 3.93 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
211 NEW UPPER CHANGI ROAD SINGAPORE 460211 3.99 km
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Airport Boulevard #B16-17 Singapore Changi Airport Passenger Terminal 2 Building Singapore 819643 4.06 km
United Overseas Bank Limited (typically called UOB) is a Singaporean multinational banking organi...
7 Kaki Bukit Avenue 3 #01-08/09/10/11/12 Kaki Bukit Recreation Centre Singapore 415814 5.41 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
Blk 301 Ubi Avenue 1 #01-257 Singapore 400301 6.15 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
61 UBI AVENUE 2 AUTOMOBILE MEGAMART SINGAPORE 408898 6.19 km
For years, we have been rendering affordable loan packages to those that needs emergency funds. A...
Blk 302 Ubi Ave 1 #01-59/ 63 Singapore 400302 6.3 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
228 CHANGI ROAD ICON@CHANGI SINGAPORE 419741 6.66 km
We have been Singapore’s leading licensed and most trusted moneylender. We offer an extensi...
65 UBI CRESCENT HOLA CENTRE SINGAPORE 408559 6.67 km
We are an authorised and licensed money lender. If its quick personal loan that you require, no m...
Blk 118 Rivervale Drive #01-21 Rivervale Plaza Singapore 540118 6.68 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
30 Eunos Crescent #01-01 Eunos MRT Station Singapore 409423 6.69 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
Blk 805 Hougang Central #01-102/104 Singapore 530805 6.76 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
90 Hougang Ave 10 #01-01/05 Hougang Mall Singapore 538766 6.87 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
80 Hougang Central #01-01 Hougang MRT Station Singapore 538758 6.94 km
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Blk 108 Hougang Avenue 1 #01-1313/1315 Singapore 530108 6.97 km
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211 Hougang St 21 #01-295 Singapore 530211 7.25 km
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30 Tai Seng Street #01-01 Breadtalk IHQ Singapore 534013 7.29 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
210 HOUGANG STREET 21 SINGAPORE 530210 7.32 km
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26 Tai Seng Street #01-01 Singapore 534057 7.32 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
Blk 205 Hougang Street 21 #03-00 Heartland Mall Singapore 530205 7.53 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
Blk 204 Hougang Street 21 #01-107/111 Singapore 530204 7.54 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
83 Marine Parade Central #01-576/578 Singapore 440083 7.63 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
Blk 83 Marine Parade #01-584/586 Singapore 440083 7.63 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
50 EAST COAST ROAD ROXY SQUARE SINGAPORE 428769 7.65 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
8 BURN ROAD TRIVEX SINGAPORE 369977 7.69 km
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60 Paya Lebar Road #01-45/46/52/53 Singapore 409051 7.7 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
1 Sengkang Square #02-05/06 Compass One Mall Singapore 545078 7.72 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
1 Sengkang Square #02-04 Compass One Singapore 545078 7.75 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
80 Marine Parade Road #01-12 Parkway Parade Singapore 449269 7.77 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
80 Marine Parade Road #01-13 Parkway Parade Singapore 449269 7.78 km
United Overseas Bank Limited (typically called UOB) is a Singaporean multinational banking organi...
810 Geylang Road #01-51/55 City Plaza Singapore 409286 7.85 km
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5 JALAN KILANG BARAT PETRO CENTRE SINGAPORE 159349 7.94 km
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We have invested heavily in truly trained workforce and this sets us apart from other money lende...
GEYLANG ROAD SINGAPORE 389636 8.14 km
We are an independent and licensed money lender. If its quick personal loan that you require, no ...
83 Punggol Central #01-01 Waterway Point Singapore 828761 8.15 km
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83 Punggol Central #01-13 Waterway Point Singapore 828761 8.15 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
83 Punggol Central #01-15 Singapore 828761 8.15 km
POSB Bank (or merely known as POSB) is a Singaporean bank offering consumer banking services and ...
756 UPPER SERANGOON ROAD UPPER SERANGOON SHOPPING CENTRE SINGAPORE 534626 8.2 km
We have been Singapore’s top licensed and most trusted moneylender. We offer a wide-ranging...
23 Serangoon Central #01-52/53 nex Singapore 556083 8.84 km
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250 Sims Avenue #01-01 Singapore 387513 8.87 km
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23 Serangoon Central #B2-28/29 Singapore 556083 8.92 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
Blk 254 Serangoon Central Drive #01-203 Singapore 550254 9.05 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
153 SERANGOON NORTH AVENUE 1 SINGAPORE 550153 9.12 km
There are customised loan services easily available to each customer. We provide a versatile repa...
33 Sengkang West Avenue #01-49/50/51/52/53 Seletar Mall Singapore 797653 9.49 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 9.76 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 9.76 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
69 Serangoon Garden Way Singapore 555965 9.76 km
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1 Maju Avenue #01-12/13/14/15 Serangoon Garden Village Singapore 556679 9.8 km
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86/88 Serangoon Garden Way Singapore 555982 9.83 km
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1 Stadium Place #01-66/67, Kallang Wave Singapore 397628 10.26 km
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1 Stadium Place #01-06/07 Singapore 397628 10.26 km
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Blk 25 Bendemeer Road #01-561/563 Singapore 330025 10.69 km
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Blk 101 Towner Road #01-238/240/242 Singapore 322101 10.86 km
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12 Kallang Avenue, #01-24 Singapore 339511 10.88 km
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2 Ang Mo Kio Drive Blk A #01-10 Singapore 567720 11.04 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
883 NORTH BRIDGE ROAD SOUTHBANK SINGAPORE 198785 11.09 km
We are determined to offer incredibly affordable loan for Singaporeans and foreigners in Singapor...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 11.2 km
We are an independent and licensed money lender. If its quick cash loan that you require, no matt...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 11.2 km
We have invested heavily in exceptionally trained workforce and this differentiate us from other ...
BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 11.2 km
We are an legal and licensed money lender. If its quick personal loan that you require, no matter...
JALAN BESAR SINGAPORE 208984 11.34 km
  Times are difficult in Singapore and consumers and businessowners are finding it harder to...
801 FRENCH ROAD SINGAPORE 200801 11.44 km
we strive to achieve each and every one of our customers’ wants and needs. We are an money ...
801 FRENCH ROAD SINGAPORE 200801 11.44 km
We are an legal and licensed money lender. If its quick personal loan that you need, no matter wh...
801 FRENCH ROAD SINGAPORE 200801 11.44 km
We have invested greatly in truly trained workforce and this differentiate us from other money le...
Blk 501 Bishan Street 11 #01-368/370 Singapore 570501 11.52 km
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501 Bishan St 11 #01-372/374 Singapore 570501 11.52 km
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200 Jalan Sultan #01-06 Textile Centre Singapore 199018 11.52 km
United Overseas Bank Limited (commonly called UOB) is a Singaporean multinational banking organis...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 11.53 km
For years, we have been offering competitive loan packages to those looking for emergency funds. ...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 11.53 km
For years, we have been rendering competitive loan packages to those in need of emergency funds. ...
9 Bishan Place #01-14 Junction 8 Shopping Centre Singapore 579837 11.54 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 11.56 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to get ...
262 BALESTIER ROAD OKIO SINGAPORE 329714 11.58 km
For years, we have been providing reasonable loan packages to those looking for emergency funds. ...
186 TOA PAYOH CENTRAL SINGAPORE 310186 11.61 km
we endeavor to achieve each and every one of our customers’ needs and wants. We are an lice...
186 TOA PAYOH CENTRAL SINGAPORE 310186 11.61 km
We feel that every customer relationship is very extremely important when it comes to operating i...
BALESTIER ROAD SINGAPORE 329726 11.62 km
Times are difficult in Singapore and consumers and businessowners are finding it harder to access...
185 TOA PAYOH CENTRAL SINGAPORE 310185 11.63 km
We have invested greatly in exceptionally trained workforce and this differentiate us from other ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 11.63 km
We feel that every customer relationship is very essential when it comes to working in this indus...
185 TOA PAYOH CENTRAL SINGAPORE 310185 11.63 km
We are established to offer cost effective loan for Singaporeans and expats in Singapore. As a li...
BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 11.63 km
We are determined to offer cost-efficient loan for Singaporeans and foreigners in Singapore. As a...