1 Stadium Place #01-06/07 Singapore 397628
1 Stadium Place Singapore 397638 SG

DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, Singapore. The company was known as The Development Bank of Singapore Limited, before the present name was embraced in July 2003 to mirror its changing role as a regional bank.The bank’s strong capital position, together with “AA-” and “Aa1” credit ratings by Standard & Poor’s and Moody’s that are among the highest in the Asia-Pacific region, acquired it Global Finance’s “Safest Bank in Asia” accolade for six consecutive years, from 2009 to 2015. The Bank was also awarded the Best Digital Bank in the World in the year 2016 by EuroMoney. With operations in 17 markets, the bank has a regional network spanning more than 250 branches and over 1,100 ATMs across 50 cities

Recommendation With regards to Securing Personal Loans In Singapore

If you are preparing to take a major loan, do never take out a individual loan from a bank a few months prior to the significant loan. This will affect you.

If you are taking a loan from the bank for a home or cars and truck, it is necessary to note your Debt Servicing Ratio which is a measure of the percentage of your routine income to the payment of your vehicle or house loan.

So a DSR of 50% implies your loan repayments, plus repayments of other loans you have, can’t exceed 50% of your income.Just for referral, a lot of banks enable 40% DSR for a home, and 30% DSR for a automobile.

Specific Loans Are Cheaper – Take out a particular loan where you take a renovation loan for your renovation requirements and a car loan for your vehicle. It is not a good idea to secure a individual loan for your car or renovation requirements. When it pertains to banks, specific loans’ interest rates are lower.

When it pertains to individual loans, they are unsecured where you have absolutely nothing to back the loans if you can not pay back the banks. Such loans are riskier for the banks and they have a higher rates of interest for personal loans. Due to the nature of such personal loans, it is not a good idea to take personal loans except for emergency circumstances.

1 Stadium Place #01-66/67, Kallang Wave Singapore 397628 0 km
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