86/88 Serangoon Garden Way Singapore 555982
86 Serangoon Garden Way Singapore 555982 SG

Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financial services organisation with its head office in Singapore. In 1932, three banks– Chinese Commercial Bank (1912), Ho Hong Bank (1917), and Oversea-Chinese Bank (1919), merged to form Oversea-Chinese Banking Corporation under the management of Tan Ean Kiam and Lee Kong Chian. In the subsequent decades, the bank expanded its operations and ended up being the largest bank in South East Asia.

OCBC’s Indonesia subsidiary, Bank OCBC NISP, has 630 branches and workplaces

In 1932, three banks– Chinese Commercial Bank (1912), Ho Hong Bank (1917), and Oversea-Chinese Bank (1919), merged to form Oversea-Chinese Banking Corporation under the management of Tan Ean Kiam and Lee Kong Chian. In the subsequent decades, the bank expanded its operations and became the largest bank in South East Asia.

Idea When it comes to Acquiring Personal Loans In Singapore

Never take personal loans 2 to 3 months prior to another significant loan. To puts it simply, no individual loans if you’re planning to buy a car, house, etc.

If you are taking a loan from the bank for a house or car, it is essential to note your Debt Servicing Ratio which is a procedure of the portion of your regular earnings towards the repayment of your vehicle or home loan.

Simply puts, a Debt Servicing Ratio of 50% means that your debt responsibility can not exceed 50% of your earnings. As a guide, the majority of banks permit 40% Debt Servicing Ratio for a house and 30% for a auto loan

Loans Get Cheaper As the Loan Gets More Specific – So when it comes to getting loans, be as specific as you can. Don’t take a individual loan to remodel your house, not when there’s a renovation loan package. Do not take a personal loan to spend for your education, when there’s an education loan plan.

In order to encourage you, specific loan bundles often have lower interest rates. Individual loans tend to charge interest of about 6% to 8%, whereas specific loans (renovation loans, education loans, etc).

The majority of personal loans are unsecured. As in, there’s no security behind them. And since the providing banks have no security, they’ll compensate by boosting rate of interest.

If you aren’t certain you’ll repay the loan, that suggests you should never ever take a personal loan without knowledge of exactly.

Do not utilize personal loans as alternative business loans. Do not utilize them to trade on Forex. Do not use them to buy high threat equities. You should only take a personal loan to reduce cash flow concerns.

69 Serangoon Garden Way Singapore 555965 0.07 km
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711 ANG MO KIO AVENUE 8 SINGAPORE 560711 2.05 km
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705 ANG MO KIO AVENUE 8 SINGAPORE 560705 2.05 km
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BLK 704 ANG MO KIO AVE 8 SINGAPORE 560704 2.08 km
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210 HOUGANG STREET 21 SINGAPORE 530210 2.52 km
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163 ANG MO KIO AVE 4 SINGAPORE 560163 3.15 km
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629 Ang Mo Kio Ave 4 #01-1006/1008/1010 Singapore 560629 3.3 km
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181 Upper Thomson Road Singapore 574331 3.56 km
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251-253 Upper Thomson Road Singapore 574376 3.67 km
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183 TOA PAYOH CENTRAL SINGAPORE 310183 3.81 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 3.86 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 3.86 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 3.86 km
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BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 3.86 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 3.86 km
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186 TOA PAYOH CENTRAL SINGAPORE 310186 3.87 km
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279 BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 4.82 km
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250 Sims Avenue #01-01 Singapore 387513 5.83 km
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1 Farrer Park Station Road #01-13 Connexion Singapore 217562 5.89 km
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60 Paya Lebar Road #01-45/46/52/53 Singapore 409051 5.9 km
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83 Punggol Central #01-13 Waterway Point Singapore 828761 6.22 km
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we strive to achieve each and every one of our customers’ wants and needs. We are an money ...
801 FRENCH ROAD SINGAPORE 200801 6.33 km
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25 NORRIS ROAD SINGAPORE 208267 6.35 km
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30 Eunos Crescent #01-01 Eunos MRT Station Singapore 409423 6.49 km
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30 Yishun Street 81 #01-04 Nee Soon South Community Club Singapore 768455 6.55 km
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87 BUKIT TIMAH ROAD SINGAPORE 229834 6.61 km
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43A CAMPBELL LANE SINGAPORE 209915 6.71 km
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43A CAMPBELL LANE SINGAPORE 209915 6.71 km
we aim to achieve each and every one of our customers’ needs and wants. We are an licensed ...
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200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 6.72 km
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