Blk 108 Hougang Avenue 1 #01-1313/1315 Singapore 530108
108 Hougang Avenue 1 Singapore 530108 SG

United Overseas Bank Limited (frequently called UOB) is a Singaporean international banking organisation headquartered in Singapore, with branches primarily discovered in a lot of Southeast Asian nations. Founded in 1935 as United Chinese Bank (UCB) by Sarawak businessman Wee Kheng Chiang, the bank was established together with a group of Chinese-born business owners. The bank is the third biggest bank in South East Asia by overall possessions

Recommendation With regard to Securing Personal Loans In Singapore

Never take personal loans two to three months before another major loan. In other words, no individual loans if you’re intending to buy a car, house, and so on.

If you are taking a loan from the bank for a home or vehicle, it is very important to note your Debt Servicing Ratio which is a measure of the percentage of your routine income towards the repayment of your car or home loan.

So a DSR of 50% implies your loan payments, plus repayments of any other loans you have, cannot go beyond 50% of your income.Just for recommendation, the majority of banks allow 40% DSR for a home, and 30% DSR for a car.

Loans Get Cheaper As the Loan Gets More Specific – So when it pertains to getting loans, be as particular as you can. Do not take a individual loan to renovate your home, not when there’s a renovation loan plan. Don’t take a individual loan to pay for your education, when there’s an education loan package.

In order to encourage you, specific loan packages typically have lower rate of interest. Individual loans have the tendency to charge interest of about 6% to 8%, whereas specific loans (renovation loans, education loans, etc). have rates as low as 2%. Ask the banker to match a bundle to your requirements.

Many personal loans are unsecured. As in, there’s no collateral behind them. And since the releasing banks have no security, they’ll compensate by boosting rate of interest.

That indicates you need to never ever take a personal loan without knowledge of precisely when and how you’ll pay it back.

Do not utilize individual loans as alternative business loans. You must only take a individual loan to relieve cash flow problems.

210 HOUGANG STREET 21 SINGAPORE 530210 0.81 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
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United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
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Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
80 Hougang Central #01-01 Hougang MRT Station Singapore 538758 2.12 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean international banking organ...
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7 Kaki Bukit Avenue 3 #01-08/09/10/11/12 Kaki Bukit Recreation Centre Singapore 415814 2.55 km
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61 UBI AVENUE 2 AUTOMOBILE MEGAMART SINGAPORE 408898 2.65 km
For years, we have been rendering affordable loan packages to those that needs emergency funds. A...
153 SERANGOON NORTH AVENUE 1 SINGAPORE 550153 2.74 km
There are customised loan services easily available to each customer. We provide a versatile repa...
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60 Paya Lebar Road #01-45/46/52/53 Singapore 409051 3.79 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
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We are an independent and licensed money lender. If its quick personal loan that you require, no ...
810 Geylang Road #01-51/55 City Plaza Singapore 409286 4.25 km
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1 Sengkang Square #02-04 Compass One Singapore 545078 4.43 km
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2 Ang Mo Kio Drive Blk A #01-10 Singapore 567720 4.66 km
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186 TOA PAYOH CENTRAL SINGAPORE 310186 4.95 km
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186 TOA PAYOH CENTRAL SINGAPORE 310186 4.95 km
we endeavor to achieve each and every one of our customers’ needs and wants. We are an lice...
53 Ang Mo Kio Avenue 3 #B1-01 AMK Hub Singapore 569933 4.96 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 4.96 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 4.96 km
We have invested greatly in exceptionally trained workforce and this differentiate us from other ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 4.96 km
We feel that every customer relationship is very essential when it comes to working in this indus...
185 TOA PAYOH CENTRAL SINGAPORE 310185 4.96 km
We are established to offer cost effective loan for Singaporeans and expats in Singapore. As a li...
BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 4.96 km
We are determined to offer cost-efficient loan for Singaporeans and foreigners in Singapore. As a...
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183 TOA PAYOH CENTRAL SINGAPORE 310183 4.97 km
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For years, we have been providing reasonable loan packages to those that needs emergency funds. A...
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711 ANG MO KIO AVENUE 8 SINGAPORE 560711 5.1 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 5.1 km
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520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520 5.13 km
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480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 5.15 km
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128 ANG MO KIO AVENUE 3 SINGAPORE 560128 5.52 km
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BLK 210 NEW UPPER CHANGI ROAD SINGAPORE 460210 5.6 km
We are an professional and licensed money lender. If its quick personal loan that you require, no...
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217 BEDOK NORTH STREET 1 SINGAPORE 460217 5.68 km
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United Overseas Bank Limited (commonly understood as UOB) is a Singaporean multinational banking ...
80 Marine Parade Road #01-13 Parkway Parade Singapore 449269 5.97 km
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801 FRENCH ROAD SINGAPORE 200801 6.02 km
we strive to achieve each and every one of our customers’ wants and needs. We are an money ...
801 FRENCH ROAD SINGAPORE 200801 6.02 km
We are an legal and licensed money lender. If its quick personal loan that you need, no matter wh...
129 BEDOK NORTH STREET 2 SINGAPORE 460129 6.04 km
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1 Farrer Park Station Road #01-13 Connexion Singapore 217562 6.04 km
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83 Punggol Central #01-01 Waterway Point Singapore 828761 6.08 km
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83 Punggol Central #01-13 Waterway Point Singapore 828761 6.08 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
83 Punggol Central #01-15 Singapore 828761 6.12 km
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We are an authorised and licensed money lender. If its quick cash loan that you require, anywhere...