Airport Boulevard #B16-17 Singapore Changi Airport Passenger Terminal 2 Building Singapore 819643
60 Airport Boulevard Singapore 819643 SG

United Overseas Bank Limited (typically called UOB) is a Singaporean multinational banking organisation headquartered in Singapore on August 6, 1935, businessman Wee Kheng Chiang, together with six other good friends, developed the bank after raising S$ 1 million. The bank was called United Chinese Bank (UCB) to stress its connect to the Chinese population in Singapore. On October 1935, UCB opened for organisation in the three story Bonham Structure. In 1965, the bank was renamed to United Overseas Bank and opened its first abroad branch in Hong Kong

Tips Regarding Taking Personal Loans In Singapore

Do not ever take out a personal loan from a bank a couple of months prior to the major loan if you are preparing to take a major loan. This will affect you.

When you take a bank loan for a vehicle or home, a crucial element is your DSR (Debt Servicing Ratio ). This determines what portion of your earnings can go into paying back the real estate or auto loan, consisting of other overheads (e.g. payment for other personal loans).

So a DSR of 50% indicates your loan repayments, plus payments of any other loans you have, can’t exceed 50% of your income.Just for reference, most banks allow 40% DSR for a home, and 30% DSR for a car.

Loans Get Cheaper As the Loan Gets More Specific – So when it comes to getting loans, be as specific as you can. Don’t take a personal loan to remodel your home, not when there’s a renovation loan package. Do not take a individual loan to spend for your education, when there’s an education loan plan.

In order to encourage you, particular loan bundles typically have lower interest rates. Personal loans have the tendency to charge interest of about 6% to 8%, whereas specific loans (renovation loans, education loans, etc). have rates as low as 2%. Ask the lender to match a bundle to your requirements.

Many personal loans are unsecured. As in, there’s no collateral behind them. And considering that the providing banks have no security, they’ll compensate by jacking up rates of interest.

That means you ought to never ever take a individual loan without knowledge of exactly when and how you’ll pay it back.

Don’t use personal loans as alternative business loans. Don’t utilize them to trade on Forex. Do not utilize them to buy high risk equities. You need to just take a individual loan to ease capital concerns.

8 Somapah Road #01-103 Singapore 487372 3.21 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
Block 442 Pasir Ris Drive 6 #01-32/34 Singapore 510442 3.8 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
Blk 443 Pasir Ris Drive 6 #01-20/22 Singapore 510443 3.86 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean international banking organ...
201D TAMPINES STREET 21 SINGAPORE 524201 3.96 km
There are customised loan services readily available to each customer. We provide a versatile rep...
Blk 201A Tampines Street 21 #01-1051 Singapore 521201 4.06 km
POSB Bank (or simply known as POSB) is a Singaporean bank offering customer banking services and ...
3 Simei Street 6 #01-24/25/29 Eastpoint Mall Singapore 528833 4.24 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
1 Pasir Ris Central St 3 White Sands, #01-13 Singapore 518457 4.74 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
1 Pasir Ris Central Street 3 #03-05 Singapore 518457 4.76 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
BLK 503 TAMPINES CENTRAL 1 SINGAPORE 520503 4.88 km
We are an authorised and licensed money lender. If its quick cash loan that you require, anywhere...
Tampines 1 - 10 TAMPINES CENTRAL 1 #03-08/09 Singapore 529536 4.9 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
Blk 513 Tampines Central #01-160 Singapore 520513 4.97 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
1 Tampines Central 5 #01-02 Tampines CPF Building Singapore 529508 5.06 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
1 Tampines Central 1 #01-01 UOB Tampines Centre Singapore 529539 5.13 km
United Overseas Bank Limited (commonly understood as UOB) is a Singaporean multinational banking ...
88 Bedok North St 4 #01-163 Singapore 460088 6.08 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
Blk 827 Tampines Street 81 #01-138/140 Singapore 520827 6.18 km
POSB Bank (or simply referred to as POSB) is a Singaporean bank offering consumer banking service...
129 BEDOK NORTH STREET 2 SINGAPORE 460129 6.46 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
217 BEDOK NORTH STREET 1 SINGAPORE 460217 6.9 km
We feel that every customer relationship is very extremely important when it comes to business in...
Blk 213 Bedok North Street 1 #01-103 Singapore 460213 7.06 km
Founded on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part of t...
Blk 210 New Upper Changi Road #01-707 Singapore 460210 7.22 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
Blk 210 New Upper Changi Road #01-711 Singapore 460210 7.22 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
BLK 210 NEW UPPER CHANGI ROAD SINGAPORE 460210 7.22 km
We are an professional and licensed money lender. If its quick personal loan that you require, no...
204 Bedok North St 1 #01-403/405/407 Singapore 460204 7.31 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
211 NEW UPPER CHANGI ROAD SINGAPORE 460211 7.34 km
We are determined to provide very affordable loan for Singaporeans and expats in Singapore. As a ...
Blk 539 Bedok North Street 3 #01-647 Singapore 460539 7.55 km
POSB Bank (or just referred to as POSB) is a Singaporean bank offering customer banking services ...
7 Kaki Bukit Avenue 3 #01-08/09/10/11/12 Kaki Bukit Recreation Centre Singapore 415814 9.38 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
Blk 301 Ubi Avenue 1 #01-257 Singapore 400301 10.05 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
61 UBI AVENUE 2 AUTOMOBILE MEGAMART SINGAPORE 408898 10.11 km
For years, we have been rendering affordable loan packages to those that needs emergency funds. A...
Blk 302 Ubi Ave 1 #01-59/ 63 Singapore 400302 10.2 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
Blk 118 Rivervale Drive #01-21 Rivervale Plaza Singapore 540118 10.26 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
228 CHANGI ROAD ICON@CHANGI SINGAPORE 419741 10.29 km
We have been Singapore’s leading licensed and most trusted moneylender. We offer an extensi...
30 Eunos Crescent #01-01 Eunos MRT Station Singapore 409423 10.39 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
65 UBI CRESCENT HOLA CENTRE SINGAPORE 408559 10.55 km
We are an authorised and licensed money lender. If its quick personal loan that you require, no m...
Blk 805 Hougang Central #01-102/104 Singapore 530805 10.67 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
90 Hougang Ave 10 #01-01/05 Hougang Mall Singapore 538766 10.75 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
80 Hougang Central #01-01 Hougang MRT Station Singapore 538758 10.84 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean international banking organ...
Blk 83 Marine Parade #01-584/586 Singapore 440083 10.92 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
83 Marine Parade Central #01-576/578 Singapore 440083 10.92 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
50 EAST COAST ROAD ROXY SQUARE SINGAPORE 428769 11.01 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
Blk 108 Hougang Avenue 1 #01-1313/1315 Singapore 530108 11.03 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean international banking organ...
80 Marine Parade Road #01-12 Parkway Parade Singapore 449269 11.04 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
80 Marine Parade Road #01-13 Parkway Parade Singapore 449269 11.05 km
United Overseas Bank Limited (typically called UOB) is a Singaporean multinational banking organi...
83 Punggol Central #01-15 Singapore 828761 11.21 km
POSB Bank (or merely known as POSB) is a Singaporean bank offering consumer banking services and ...
1 Sengkang Square #02-05/06 Compass One Mall Singapore 545078 11.22 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
83 Punggol Central #01-13 Waterway Point Singapore 828761 11.23 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
83 Punggol Central #01-01 Waterway Point Singapore 828761 11.23 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
1 Sengkang Square #02-04 Compass One Singapore 545078 11.25 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
211 Hougang St 21 #01-295 Singapore 530211 11.28 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
30 Tai Seng Street #01-01 Breadtalk IHQ Singapore 534013 11.28 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
26 Tai Seng Street #01-01 Singapore 534057 11.32 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
210 HOUGANG STREET 21 SINGAPORE 530210 11.35 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
60 Paya Lebar Road #01-45/46/52/53 Singapore 409051 11.48 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
810 Geylang Road #01-51/55 City Plaza Singapore 409286 11.55 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
Blk 205 Hougang Street 21 #03-00 Heartland Mall Singapore 530205 11.56 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
Blk 204 Hougang Street 21 #01-107/111 Singapore 530204 11.58 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
8 BURN ROAD TRIVEX SINGAPORE 369977 11.69 km
We offer quick cash through personal loan or payday loan. Regardless of whether it’s medica...
GEYLANG ROAD SINGAPORE 389663 11.77 km
We have invested heavily in truly trained workforce and this sets us apart from other money lende...
GEYLANG ROAD SINGAPORE 389636 11.87 km
We are an independent and licensed money lender. If its quick personal loan that you require, no ...
5 JALAN KILANG BARAT PETRO CENTRE SINGAPORE 159349 12 km
We feel that every customer relationship is extremely vital when it comes to operating in this in...
756 UPPER SERANGOON ROAD UPPER SERANGOON SHOPPING CENTRE SINGAPORE 534626 12.26 km
We have been Singapore’s top licensed and most trusted moneylender. We offer a wide-ranging...
250 Sims Avenue #01-01 Singapore 387513 12.66 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
23 Serangoon Central #01-52/53 nex Singapore 556083 12.91 km
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23 Serangoon Central #B2-28/29 Singapore 556083 12.98 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
153 SERANGOON NORTH AVENUE 1 SINGAPORE 550153 13.08 km
There are customised loan services easily available to each customer. We provide a versatile repa...
Blk 254 Serangoon Central Drive #01-203 Singapore 550254 13.11 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
33 Sengkang West Avenue #01-49/50/51/52/53 Seletar Mall Singapore 797653 13.17 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 13.78 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 13.78 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
69 Serangoon Garden Way Singapore 555965 13.78 km
United Overseas Bank Limited (typically called UOB) is a Singaporean international banking organi...
1 Maju Avenue #01-12/13/14/15 Serangoon Garden Village Singapore 556679 13.82 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
86/88 Serangoon Garden Way Singapore 555982 13.84 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
1 Stadium Place #01-66/67, Kallang Wave Singapore 397628 13.96 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
1 Stadium Place #01-06/07 Singapore 397628 13.96 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
Blk 25 Bendemeer Road #01-561/563 Singapore 330025 14.61 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean international banking...
12 Kallang Avenue, #01-24 Singapore 339511 14.72 km
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Blk 101 Towner Road #01-238/240/242 Singapore 322101 14.79 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
883 NORTH BRIDGE ROAD SOUTHBANK SINGAPORE 198785 14.88 km
We are determined to offer incredibly affordable loan for Singaporeans and foreigners in Singapor...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 14.94 km
We have invested heavily in exceptionally trained workforce and this differentiate us from other ...
BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 14.94 km
We are an legal and licensed money lender. If its quick personal loan that you require, no matter...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 14.94 km
We are an independent and licensed money lender. If its quick cash loan that you require, no matt...
2 Ang Mo Kio Drive Blk A #01-10 Singapore 567720 14.96 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
JALAN BESAR SINGAPORE 208984 15.2 km
  Times are difficult in Singapore and consumers and businessowners are finding it harder to...
801 FRENCH ROAD SINGAPORE 200801 15.26 km
we strive to achieve each and every one of our customers’ wants and needs. We are an money ...
801 FRENCH ROAD SINGAPORE 200801 15.26 km
We are an legal and licensed money lender. If its quick personal loan that you need, no matter wh...
801 FRENCH ROAD SINGAPORE 200801 15.26 km
We have invested greatly in truly trained workforce and this differentiate us from other money le...
200 Jalan Sultan #01-06 Textile Centre Singapore 199018 15.29 km
United Overseas Bank Limited (commonly called UOB) is a Singaporean multinational banking organis...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 15.3 km
For years, we have been offering competitive loan packages to those looking for emergency funds. ...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 15.3 km
For years, we have been rendering competitive loan packages to those in need of emergency funds. ...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 15.33 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to get ...
180 Kitchener Road #02-01/02 Singapore 208539 15.5 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
262 BALESTIER ROAD OKIO SINGAPORE 329714 15.55 km
For years, we have been providing reasonable loan packages to those looking for emergency funds. ...
Blk 501 Bishan Street 11 #01-368/370 Singapore 570501 15.58 km
United Overseas Bank Limited (typically called UOB) is a Singaporean international banking organi...
501 Bishan St 11 #01-372/374 Singapore 570501 15.58 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
BALESTIER ROAD SINGAPORE 329726 15.59 km
Times are difficult in Singapore and consumers and businessowners are finding it harder to access...
9 Bishan Place #01-14 Junction 8 Shopping Centre Singapore 579837 15.6 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
186 TOA PAYOH CENTRAL SINGAPORE 310186 15.64 km
We feel that every customer relationship is very extremely important when it comes to operating i...
186 TOA PAYOH CENTRAL SINGAPORE 310186 15.64 km
we endeavor to achieve each and every one of our customers’ needs and wants. We are an lice...
BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 15.66 km
We are determined to offer cost-efficient loan for Singaporeans and foreigners in Singapore. As a...
185 TOA PAYOH CENTRAL SINGAPORE 310185 15.66 km
Times are tough in Singapore and consumers and businessowners are finding it harder to access cre...
185 TOA PAYOH CENTRAL SINGAPORE 310185 15.66 km
We have invested greatly in exceptionally trained workforce and this differentiate us from other ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 15.66 km
We feel that every customer relationship is very essential when it comes to working in this indus...
185 TOA PAYOH CENTRAL SINGAPORE 310185 15.66 km
We are established to offer cost effective loan for Singaporeans and expats in Singapore. As a li...
279 BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 15.66 km
We offer quick cash through personal loan or payday loan. Whether it’s medical loan, educat...
360 Balestier Road #01-14/15 Shaw Plaza - Twin Heights Singapore 329783 15.67 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
183 TOA PAYOH CENTRAL SINGAPORE 310183 15.7 km
We have invested profoundly in highly trained workforce and this differentiate us from other mone...
53 Ang Mo Kio Avenue 3 #B1-01 AMK Hub Singapore 569933 15.71 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
53 Ang Mo Kio Avenue 3 #03-01/27 AMK Hub Singapore 569933 15.73 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
53 Ang Mo Kio Avenue 3 #B1-34 AMK Hub Singapore 569933 15.74 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean international banking organ...
53 Ang Mo Kio Avenue 3 #B1-32/33 AMK Hub Singapore 569933 15.74 km
BLK 450 LORONG 6 TOA PAYOH HERSING CENTRE SINGAPORE 319394 15.74 km
For years, we have been providing reasonable loan packages to those that needs emergency funds. A...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 15.79 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 15.79 km
We have invested massively in incredibly trained workforce and this differentiate us from other m...