2 Sembawang Crescent #01-02 Canberra Community Club Singapore 757632
2 Sembawang Crescent Singapore 757632 SG

POSB Bank (or merely referred to as POSB) is a Singaporean bank offering customer banking services and is the oldest bank in continuous operation in Singapore. Established on January 1, 1877 as the Post Office Savings Bank, the bank now runs as part of DBS Bank, which got the institution and its subsidiaries on November 16, 1998.

Prior to its acquisition, the bank was a major public bank offering low-cost banking services to Singaporeans. DBS Bank attempts to continue this tradition by promising to keep expenses low for fundamental savings accounts, and to exempt kids, full-time students below the age of 21 years and full-time National Troop from bank charges.

Suggestion Regarding Securing Personal Loans In Singapore

Do not ever take out a individual loan from a bank a couple of months prior to the major loan if you are planning to take a significant loan. This will impact you.

A essential element is your DSR (Debt Servicing Ratio)when you take a bank loan for a automobile or house. This measures what percentage of your earnings can go into paying back the housing or auto loan, consisting of other overheads (e.g. repayment for other individual loans).

To puts it simply, a Debt Servicing Ratio of 50% indicates that your debt responsibility can not exceed 50% of your income. As a guide, most banks permit 40% Debt Servicing Ratio for a house and 30% for a car loan

Specific Loans Are Cheaper – Take out a particular loan where you take a renovation loan for your renovation requirements and a auto loan for your vehicle. It is not smart to take out a individual loan for your vehicle or renovation requirements. When it concerns banks, particular loans’ rates of interest are lower.

When it pertains to individual loans, they are unsecured where you have absolutely nothing to back the loans if you can not pay back the banks. Such loans are riskier for the banks and they have a greater rates of interest for individual loans. Due to the nature of such personal loans, it is not a good idea to take individual loans except for emergency situations.

30 Sembawang Drive #02-05 Sun Plaza Singapore 757713 0.36 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
Blk 101 Yishun Avenue 5 #01-05 Singapore 760101 1.83 km
POSB Bank (or merely referred to as POSB) is a Singaporean bank offering consumer banking service...
Blk 290 Yishun Street 22 #01-401 Singapore 760290 2.08 km
Founded on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of the ...
930 Yishun Avenue 2 #01-41/42/43 Northpoint Shopping Centre Singapore 769098 2.48 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
930 Yishun Ave 2 #B1-37/38/39 Northpoint Shopping Centre Singapore 769098 2.51 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
SENOKO DRIVE SINGAPORE 758249 2.66 km
We feel that every customer relationship is very vital when it comes to business in this industry...
Blk 926 Yishun Central 1 #01-183 Singapore 760926 2.78 km
POSB Bank (or just referred to as POSB) is a Singaporean bank offering customer banking services ...
BLK 846 YISHUN RING ROAD SINGAPORE 760846 3.55 km
We are an authorised and licensed money lender. If its quick cash loan that you need, no matter w...
30 Yishun Street 81 #01-04 Nee Soon South Community Club Singapore 768455 3.76 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
900 South Woodlands Drive #02-01 Woodlands Civic Centre Singapore 730900 3.81 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
900 South Woodlands Drive #01-06 Woodlands Civic Centre Singapore 730900 3.82 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
1 Woodlands Square #01-16 Causeway Point Singapore 738099 3.86 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
1 Woodlands Square, #B1-26 Causeway Point Singapore 738099 3.86 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
Blk 303 Woodlands Street 31 #01-191 Singapore 730303 5.32 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
303 Woodlands St 31 #01-159/161 Singapore 730303 5.32 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
Blk 2a Woodlands Centre Road #01-134 Singapore 731002 5.51 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
Blk 629 Ang Mo Kio Avenue 4 #01-1018 Singapore 560629 7.55 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
629 Ang Mo Kio Ave 4 #01-1006/1008/1010 Singapore 560629 7.55 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
163 ANG MO KIO AVE 4 SINGAPORE 560163 8.18 km
There are customised loan services available to each customer. We provide a flexible repayment sc...
1 Segar Road #01-06 Zhenghua Community Club Singapore 677738 8.4 km
POSB Bank (or merely referred to as POSB) is a Singaporean bank offering consumer banking service...
2 Ang Mo Kio Drive Blk A #01-10 Singapore 567720 8.49 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
726 ANG MO KIO AVENUE 6 SINGAPORE 560726 8.57 km
We have invested profoundly in exceptionally trained workforce and this sets us apart from other ...
128 ANG MO KIO AVENUE 3 SINGAPORE 560128 8.67 km
We feel that every customer relationship is very critical when it comes to business in this indus...
33 Sengkang West Avenue #01-49/50/51/52/53 Seletar Mall Singapore 797653 8.67 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
Blk 712a Ang Mo Kio Avenue 6 #01-4066 Singapore 560712 8.73 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 8.77 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 8.77 km
We have invested massively in incredibly trained workforce and this differentiate us from other m...
BLK 709 ANG MO KIO AVENUE 8 SINGAPORE 560709 8.79 km
We have been Singapore’s top licensed and most trusted moneylender. We render a wide range ...
BLK 704 ANG MO KIO AVE 8 SINGAPORE 560704 8.84 km
We feel that each customer relationship is very essential when it comes to business in this indus...
705 ANG MO KIO AVENUE 8 SINGAPORE 560705 8.86 km
We have invested greatly in highly trained workforce and this differentiate us from other money l...
53 Ang Mo Kio Avenue 3 #B1-34 AMK Hub Singapore 569933 8.96 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean international banking organ...
53 Ang Mo Kio Avenue 3 #B1-32/33 AMK Hub Singapore 569933 8.98 km
53 Ang Mo Kio Avenue 3 #B1-01 AMK Hub Singapore 569933 9 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
257 Bangkit Rd #01-51/55 Singapore 670257 9.02 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
53 Ang Mo Kio Avenue 3 #03-01/27 AMK Hub Singapore 569933 9.03 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
Blk 260 Bangkit Road #01-15 Singapore 670260 9.06 km
Founded on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of the ...
1 Jelebu Road #02-02 Bukit Panjang Plaza Singapore 9.53 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean international banking organ...
61 Choa Chu Kang Drive #01-04 Yew Tee MRT Station Singapore 689715 9.62 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
159 SIN MING ROAD AMTECH BUILDING SINGAPORE 575625 10.05 km
For years, we have been rendering affordable loan packages to those in need of emergency funds. A...
83 Punggol Central #01-01 Waterway Point Singapore 828761 10.11 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
83 Punggol Central #01-13 Waterway Point Singapore 828761 10.11 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
83 Punggol Central #01-15 Singapore 828761 10.13 km
POSB Bank (or merely known as POSB) is a Singaporean bank offering consumer banking services and ...
301 Upper Thomson Road #01-45 Thomson Plaza Singapore 574408 10.13 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
153 SERANGOON NORTH AVENUE 1 SINGAPORE 550153 10.18 km
There are customised loan services easily available to each customer. We provide a versatile repa...
1 Sengkang Square #02-04 Compass One Singapore 545078 10.21 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
1 Maju Avenue #01-12/13/14/15 Serangoon Garden Village Singapore 556679 10.22 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
1 Sengkang Square #02-05/06 Compass One Mall Singapore 545078 10.24 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
86/88 Serangoon Garden Way Singapore 555982 10.3 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
251-253 Upper Thomson Road Singapore 574376 10.31 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
69 Serangoon Garden Way Singapore 555965 10.36 km
United Overseas Bank Limited (typically called UOB) is a Singaporean international banking organi...
181 Upper Thomson Road Singapore 574331 10.64 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
304 Choa Chu Kang Ave 4 #01-663 Singapore 680304 10.85 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
Blk 304 Choa Chu Kang Avenue 4 #01-657/659 Singapore 680304 10.85 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
9 Bishan Place #01-14 Junction 8 Shopping Centre Singapore 579837 10.99 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
501 Bishan St 11 #01-372/374 Singapore 570501 11.23 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
Blk 501 Bishan Street 11 #01-368/370 Singapore 570501 11.23 km
United Overseas Bank Limited (typically called UOB) is a Singaporean international banking organi...
Blk 118 Rivervale Drive #01-21 Rivervale Plaza Singapore 540118 11.29 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
90 Hougang Ave 10 #01-01/05 Hougang Mall Singapore 538766 11.53 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
80 Hougang Central #01-01 Hougang MRT Station Singapore 538758 11.53 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean international banking organ...
Blk 254 Serangoon Central Drive #01-203 Singapore 550254 11.62 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
Blk 805 Hougang Central #01-102/104 Singapore 530805 11.72 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
Blk 107 Toa Payoh Lorong 1 #01-266 Singapore 310107 11.94 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
Blk 205 Hougang Street 21 #03-00 Heartland Mall Singapore 530205 11.97 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
Blk 204 Hougang Street 21 #01-107/111 Singapore 530204 12.03 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
23 Serangoon Central #B2-28/29 Singapore 556083 12.04 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
23 Serangoon Central #01-52/53 nex Singapore 556083 12.08 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
210 HOUGANG STREET 21 SINGAPORE 530210 12.11 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
756 UPPER SERANGOON ROAD UPPER SERANGOON SHOPPING CENTRE SINGAPORE 534626 12.11 km
We have been Singapore’s top licensed and most trusted moneylender. We offer a wide-ranging...
211 Hougang St 21 #01-295 Singapore 530211 12.13 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
BLK 124 LORONG 1 TOA PAYOH SINGAPORE 310124 12.14 km
We have been Singapore’s top licensed and most trusted moneylender. We offer a widespread r...
170 UPPER BUKIT TIMAH ROAD BUKIT TIMAH SHOPPING CENTRE SINGAPORE 588179 12.31 km
For years, we have been providing competitive loan packages to those looking for emergency funds....
170 Upper Bukit Timah Rd #01-01 Bukit Timah Shopping Centre Singapore 588179 12.33 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
148 Upper Bukit Timah Road #01-01 UOB Centre Singapore 588178 12.37 km
United Overseas Bank Limited (typically called UOB) is a Singaporean international banking organi...
140 UPPER BUKIT TIMAH ROAD BEAUTY WORLD PLAZA SINGAPORE 588176 12.37 km
We have invested profoundly in highly trained workforce and this differentiate us from other mone...
1 Jalan Anak Bukit #01-19/20 Bukit Timah Plaza Singapore 588996 12.64 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
150 LORONG 1 TOA PAYOH SINGAPORE 310150 12.68 km
We offer quick cash through personal loan or payday loan. Regardless of whether it’s medica...
JALAN JURONG KECHIL SINGAPORE 598599 12.75 km
Times are hard in Singapore and consumers and businessowners are finding it harder to access cred...
5 JALAN KILANG BARAT PETRO CENTRE SINGAPORE 159349 12.77 km
We feel that every customer relationship is extremely vital when it comes to operating in this in...
TOA PAYOH CENTRAL SINGAPORE 310178 12.8 km
We feel that every customer relationship is very crucial when it comes to working in this industr...
520 Lorong 6 Toa Payoh #02-52/53 Singapore 310520 12.81 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
Blk 520 Toa Payoh Lorong 6 #02-51 Singapore 310520 12.81 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
183 TOA PAYOH CENTRAL SINGAPORE 310183 12.83 km
We have invested profoundly in highly trained workforce and this differentiate us from other mone...
Blk 108 Hougang Avenue 1 #01-1313/1315 Singapore 530108 12.89 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean international banking organ...
827 Bukit Timah Road Singapore 279886 12.92 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
185 TOA PAYOH CENTRAL SINGAPORE 310185 12.93 km
We are established to offer cost effective loan for Singaporeans and expats in Singapore. As a li...
BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 12.93 km
We are determined to offer cost-efficient loan for Singaporeans and foreigners in Singapore. As a...
185 TOA PAYOH CENTRAL SINGAPORE 310185 12.93 km
Times are tough in Singapore and consumers and businessowners are finding it harder to access cre...
185 TOA PAYOH CENTRAL SINGAPORE 310185 12.93 km
We have invested greatly in exceptionally trained workforce and this differentiate us from other ...
185 TOA PAYOH CENTRAL SINGAPORE 310185 12.93 km
We feel that every customer relationship is very essential when it comes to working in this indus...
520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520 12.94 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
186 TOA PAYOH CENTRAL SINGAPORE 310186 12.95 km
we endeavor to achieve each and every one of our customers’ needs and wants. We are an lice...
186 TOA PAYOH CENTRAL SINGAPORE 310186 12.95 km
We feel that every customer relationship is very extremely important when it comes to operating i...
480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 12.96 km
POSB Bank (or simply known as POSB) is a Singaporean bank offering customer banking services and ...
Blk 637 Bukit Batok Central #01-16 Singapore 650637 12.99 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
Blk 634 Bukit Batok Central #01-104/106 Singapore 650634 13.01 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean multinational banking orga...
634 Bukit Batok Central #01-108 Singapore 650634 13.01 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
Blk 636 Bukit Batok Central #01-02/04 Singapore 650636 13.02 km
POSB Bank (or merely referred to as POSB) is a Singaporean bank offering consumer banking service...
BLK 450 LORONG 6 TOA PAYOH HERSING CENTRE SINGAPORE 319394 13.05 km
For years, we have been providing reasonable loan packages to those that needs emergency funds. A...
587 Bukit Timah Road #02-25/26/27/28 Coronation 13.51 km
United Overseas Bank Limited (typically called UOB) is a Singaporean international banking organi...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 13.56 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 13.56 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
Blk 153 Bukit Batok West Street 11 #01-290/292 Singapore 650153 13.7 km
POSB Bank (or simply called POSB) is a Singaporean bank offering customer banking services and is...
360 Balestier Road #01-14/15 Shaw Plaza - Twin Heights Singapore 329783 13.84 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
279 BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 14.06 km
We offer quick cash through personal loan or payday loan. Whether it’s medical loan, educat...
10 Sinaran Drive #02-19/20 Square 2 Singapore 307506 14.07 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
BALESTIER ROAD SINGAPORE 329726 14.1 km
Times are difficult in Singapore and consumers and businessowners are finding it harder to access...
262 BALESTIER ROAD OKIO SINGAPORE 329714 14.17 km
For years, we have been providing reasonable loan packages to those looking for emergency funds. ...
8 BURN ROAD TRIVEX SINGAPORE 369977 14.23 km
We offer quick cash through personal loan or payday loan. Regardless of whether it’s medica...
238A Thomson Road #01-38 Novena Square Singapore 307685 14.28 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
26 Tai Seng Street #01-01 Singapore 534057 14.4 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
30 Tai Seng Street #01-01 Breadtalk IHQ Singapore 534013 14.56 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
Blk 101 Towner Road #01-238/240/242 Singapore 322101 14.71 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
Blk 25 Bendemeer Road #01-561/563 Singapore 330025 14.84 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean international banking...
3 Gateway Drive #04-36 Westgate Singapore 608532 14.97 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
50 Jurong Gateway Road #02-15 Jem Singapore 608549 15.05 km
United Overseas Bank Limited (typically called UOB) is a Singaporean international banking organi...
50 Jurong Gateway Road #B1-18 Jem Singapore 608549 15.05 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
249 Holland Ave Singapore 278980 15.12 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
21 Jurong Gateway Road #01-03 CPF Jurong Building Singapore 608546 15.12 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
131 JURONG GATEWAY ROAD SINGAPORE 600131 15.15 km
We feel that every customer relationship is extremely important when it comes to business in this...
135 Bukit Timah Road Newton Building Singapore 229837 15.19 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
211 Holland Avenue #01-12 Holland Road Shopping Centre Singapore 278967 15.21 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
1 Farrer Park Station Road #01-13 Connexion Singapore 217562 15.22 km
United Overseas Bank Limited (commonly called UOB) is a Singaporean international banking organis...
Raffles Holland V , 118 Holland Avenue #02-05 Singapore 278997 15.25 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...