587 Bukit Timah Road #02-25/26/27/28 Coronation
587 Bukit Timah Road Singapore 269707 SG

United Overseas Bank Limited (typically called UOB) is a Singaporean international banking organisation headquartered in Singapore, with branches primarily found in a lot of Southeast Asian countries. Founded in 1935 as United Chinese Bank (UCB) by Sarawak entrepreneur Wee Kheng Chiang, the bank was set up together with a group of Chinese-born businessmen. The bank is the third biggest bank in South East Asia by total assets

Idea Regarding Obtaining Personal Loans In Singapore

If you are preparing to take a major loan, do never take out a personal loan from a bank a few months before the significant loan. This will affect you.

If you are taking a loan from the bank for a house or car, it is important to note your Debt Servicing Ratio which is a procedure of the portion of your routine earnings to the repayment of your vehicle or home loan.

Simply puts, a Debt Servicing Ratio of 50% suggests that all your debt responsibility can not surpass 50% of your earnings. As a guide, the majority of banks enable 40% Debt Servicing Ratio for a home and 30% for a auto loan

Loans Get Cheaper As the Loan Gets More Specific – So when it concerns getting loans, be as specific as you can. Do not take a personal loan to refurbish your home, not when there’s a renovation loan package. Don’t take a individual loan to spend for your education, when there’s an education loan package.

In order to encourage you, specific loan plans often have lower rate of interest. Individual loans tend to charge interest of about 6% to 8%, whereas particular loans (renovation loans, education loans, etc). have rates as low as 2%. Ask the banker to match a bundle to your requirements.

The majority of personal loans are unsecured. As in, there’s no security behind them. And since the releasing banks have no security, they’ll compensate by jacking up interest rates.

That indicates you should never take a personal loan without understanding of exactly when and how you’ll pay it back.

Do not utilize personal loans as alternative business loans. Don’t utilize them to trade on Forex. Do not use them to purchase high risk equities. You need to just take a personal loan to reduce capital problems.

827 Bukit Timah Road Singapore 279886 1.9 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
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United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
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Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
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United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
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We offer quick cash through personal loan or payday loan. Regardless of whether it’s medica...
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Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
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United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
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United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
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Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
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United Overseas Bank Limited (typically called UOB) is a Singaporean international banking organi...
170 Upper Bukit Timah Rd #01-01 Bukit Timah Shopping Centre Singapore 588179 4.36 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
170 UPPER BUKIT TIMAH ROAD BUKIT TIMAH SHOPPING CENTRE SINGAPORE 588179 4.37 km
For years, we have been providing competitive loan packages to those looking for emergency funds....
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There are customised loan services readily available to each customer. We provide a versatile rep...
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We have invested heavily in highly trained workforce and this sets us apart from other money lend...
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We are determined to offer cost-efficient loan for Singaporeans and foreigners in Singapore. As a...
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We are established to offer cost effective loan for Singaporeans and expats in Singapore. As a li...
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United Overseas Bank Limited (typically known as UOB) is a Singaporean international banking orga...
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Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
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we endeavor to achieve each and every one of our customers’ needs and wants. We are an lice...
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United Overseas Bank Limited (commonly called UOB) is a Singaporean international banking organis...
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Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
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We have invested heavily in exceptionally trained workforce and this sets us apart from other mon...
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we strive to achieve each and every one of our customers’ needs and wants. We are an licens...
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Times are challenging in Singapore and consumers and businessowners are finding it harder to get ...
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101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 5.69 km
We have been Singapore’s top licensed and most trusted moneylender. We provide a widespread...
101 UPPER COSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 5.69 km
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We feel that each customer relationship is very essential when it comes to working in this indust...
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We are an independent and licensed money lender. If its quick cash loan that you require, no matt...
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We have been Singapore’s leading licensed and most trusted moneylender. We offer an extensi...
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There are customised loan services easily available to each customer. We offer a versatile repaym...
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We are an legal and licensed money lender. If its quick personal loan that you need, no matter wh...
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we strive to achieve each and every one of our customers’ wants and needs. We are an money ...
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DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
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We are an professional and licensed money lender. If its quick cash loan that you require, no mat...
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Times are difficult in Singapore and consumers and businessowners are finding it harder to gain a...
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Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
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For years, we have been offering competitive loan packages to those looking for emergency funds. ...